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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (147895 reviews)

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4.73

Based on 147,845 reviews, last reviewed 2nd Jul 2026

4457750% increase in 5 star reviews

in the past 90 days

13000% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy, quick. Easy, quick. Buying something in Euros but the system just handled it easily Reviewed on: 2nd July 2026

Latest lowest rating:

1

Dislike their lack repayment notifications Constant issues with paypal credit. Then I get a red letter through the door demanding tiny amounts which affects my credit. Probably my fault for not... Read more Reviewed on: 2nd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (147895)

Excellent

I have always had a very good experience using PayPal credit Reviewed on: 7th April 2026

easy and secure to use, high security paypal credit...

easy and secure to use, high security paypal credit convenient with high price purchases, use for paying with credit/debit cards Reviewed on: 7th April 2026

PayPal has been a really helpful tool to utilise dur...

PayPal has been a really helpful tool to utilise during this time of financial uncertainty. I am able to spread the cost of bigger purchases that I would otherwise go without. Reviewed on: 7th April 2026

User friendly, fast, reliable.

User friendly, fast, reliable. Never came across any issues, highly recommend. Feel safe paying with PayPal Reviewed on: 7th April 2026

Great and safe way to pay!

Great and safe way to pay! Love the no APR for 4 months on certain purchases! Reviewed on: 7th April 2026

Goog and easy to use app.

Goog and easy to use app. I been using paypal from more than 10 years now and they always improve and come up with different ways to improve the service and the quality of their app. Reviewed on: 7th April 2026

Great Service

Used PayPay for many many years, they have grown and the business they offer fits in with my needs… Reviewed on: 7th April 2026

Easy payments , would recommend.

Easy payments , would recommend to use for all your payments, great payment protection too. Reviewed on: 7th April 2026

Paypal have never let me down.

Paypal have never let me down, it's safe and secure and my preferred choice Reviewed on: 7th April 2026

Does what it says

Ive not needed to contact customer services so cant comment on their service. Reviewed on: 7th April 2026

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