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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (92741 reviews)

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4.90

Based on 92,741 reviews, last reviewed 2nd May 2026

1935450% increase in 5 star reviews

in the past 90 days

11300% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

They have been excellent and always helpful with no... They have been excellent and always helpful with no issues Reviewed on: 2nd May 2026

Latest lowest rating:

1

Dont use it, you will end up paying fees all the time for some reason i keep getting late fees when i don't pay late, like now i have one and i paid it last month and called them to ask why again have i g... Read more Reviewed on: 2nd May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (92741)

A fast and easy way to send and receive money

We already know that PayPal is a great option for sending and receiving money and the PayPal Credit facility is a nice addition to their service. It is easy to apply for and a decision is given very quickly. Many companies accept PayPal and PayPal credit and I find it more convenient than many other cards or payment systems Reviewed on: 13th June 2022

PayPal is the BEST

I use only PayPal!!! I am not doing any payment without PayPal! Reviewed on: 13th June 2022

Best

Never had problem anything I have asked quickly dealt with Reviewed on: 13th June 2022

Convenient, Easy to Access & Great Offers

Never been more happy with Paypal. Have saved a lot through interest free payments on a multiple of purchases. Very transparent & clear on charges, and customer communication. Reviewed on: 13th June 2022

Credit

PayPal is a breath of fresh air regarding credit cards no card to worry about thumbs up Reviewed on: 13th June 2022

It's amazing

Awesome service by PayPal. Keep up the good work. Reviewed on: 13th June 2022

easy credit

credit when and where you want it, easily managed Reviewed on: 13th June 2022

You are the best!

Thank you! You saved my life! Verry helpful! Reviewed on: 13th June 2022

Great idea, really helps with those small purchases

Used paypal credit card many times, easy to use and helps manage money Reviewed on: 13th June 2022

Awesome lender

Awesome lender, great lean process. Fast and hassle free. Definitely recommend!! Reviewed on: 13th June 2022

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