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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (148666 reviews)

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4.73

Based on 148,510 reviews, last reviewed 4th Jul 2026

4488100% increase in 5 star reviews

in the past 90 days

13200% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Always so easy to deal with. Always so easy to deal with. Simple, straightforward and no nonsense! Reviewed on: 4th July 2026

Latest lowest rating:

2

The interest rate is too high. The interest rate is too high. It will take forever to pay off the credit even if the minimum payment is almost 5% of the outstanding balance. Reviewed on: 3rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (148667)

Quick and simple to use.

Quick and simple to use. What more could you want? Reviewed on: 7th April 2026

Zero pboblemu, jesli jest cos nie jasne szybciutko m...

Zero pboblemu, jesli jest cos nie jasne szybciutko mozna to rozwiazac telefonicznie, bardzo polecam Reviewed on: 7th April 2026

Recommended!

Never had an issue with PayPal in all my years of using it. Glad to see that they keep evolving and branching out. It has truly helped me out with so many oversea transactions which would not have heej made possible without it! Not to mention that the UI in the app is great Reviewed on: 7th April 2026

Flexible terms

Flexible payment and repayment terms Reviewed on: 7th April 2026

It’s exactly what it says on the tin and easy to nav...

It’s exactly what it says on the tin and easy to navigate. Reviewed on: 7th April 2026

Convenient

So convenient and pay in 3 options give you the chance to spread the payment over 3 months Reviewed on: 7th April 2026

Hassle free and convenient with good interest rates...

Hassle free and convenient with good interest rates over long periods Reviewed on: 7th April 2026

Excellent customer service and support

I've received excellent service and support when dealing with a resolution regarding online purchases. PayPal platform offers a safety net that's why I choose to use PayPal at checkout. There is so much fraud and scammers out there and I don't want to take any chances. Reviewed on: 7th April 2026

Perfect job

Easy to work with them, smooth and jice Reviewed on: 7th April 2026

Tried and Trusted form of payment option!

Every year with PayPal has only seen improvements and excellent rewards and support. You always feel safe using PayPal and that they will protect you from scams. Reviewed on: 7th April 2026

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