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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (148642 reviews)

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4.73

Based on 148,510 reviews, last reviewed 4th Jul 2026

4488100% increase in 5 star reviews

in the past 90 days

13200% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Always so easy to deal with. Always so easy to deal with. Simple, straightforward and no nonsense! Reviewed on: 4th July 2026

Latest lowest rating:

2

The interest rate is too high. The interest rate is too high. It will take forever to pay off the credit even if the minimum payment is almost 5% of the outstanding balance. Reviewed on: 3rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (148642)

PayPal is an excellent way to shop precise with stat...

PayPal is an excellent way to shop precise with statement and notifications of payment due on time never had any problems would recommend for payments and avaliable credit. Reviewed on: 7th April 2026

Great experience with great finance options!

Great experience with great finance options! Reviewed on: 7th April 2026

Really easy to use.

Really easy to use. I am using it for more than a year and hasn't got any trouble yet. I will recommend people to use it as well. Reviewed on: 7th April 2026

All basics covered

It is so easy to pay via PayPal online and send money to friends and family. With the PayPal credit and debit card, all basics are now covered. Reviewed on: 7th April 2026

Ease of use and interest free option benefit.

PayPal is widely appreciated for its ease of use and convenience, allowing me to make secure payments quickly without needing to repeatedly enter their card details. Its seamless checkout process and integration across many online retailers make transactions fast and hassle-free. Additionally, features such as PayPal Credit and interest free petiod is of huge benefit. Reviewed on: 7th April 2026

Paypal Credit has been very usef

Paypal Credit has been very usef Reviewed on: 7th April 2026

My experience has been great but had an issue with a...

My experience has been great but had an issue with a purchase which I PayPal credit was unable to assist with due to their T&C. Reviewed on: 7th April 2026

PayPal is the secure way to pay online

PayPal is the secure way to pay online, you only keep your cards in one place! Reviewed on: 7th April 2026

I was able to purchase a memorial ring with my dog's...

I was able to purchase a memorial ring with my dog's ashes in 4 interest free flexible instalments. It helps me a lot with my grieving process and I always have a little piece od my dog with me now, thanks to Paypal Credit. Reviewed on: 7th April 2026

Decent decent decent decent decent decent decent dec...

Decent decent decent decent decent decent decent decent decent Reviewed on: 7th April 2026

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