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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (148605 reviews)

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4.73

Based on 148,510 reviews, last reviewed 4th Jul 2026

4488100% increase in 5 star reviews

in the past 90 days

13200% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Always so easy to deal with. Always so easy to deal with. Simple, straightforward and no nonsense! Reviewed on: 4th July 2026

Latest lowest rating:

2

The interest rate is too high. The interest rate is too high. It will take forever to pay off the credit even if the minimum payment is almost 5% of the outstanding balance. Reviewed on: 3rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (148605)

Great for multiple purchases over £100

Great for multiple purchases over £100 Reviewed on: 7th April 2026

Never had any issues that have not been resolved.

Never had any issues that have not been resolved. Reviewed on: 7th April 2026

PayPal provides both speed and ease of credit access...

PayPal provides both speed and ease of credit access and extreme reliability and functionality in its use across both offline and online retail outlets plus the app itself is easy to use with fantastic customer support. It’s the best out there! Reviewed on: 7th April 2026

PayPal is user friendly and offers great deals.

PayPal is user friendly and offers great deals. I've been a customer now for may years and the service has only got better. Reviewed on: 7th April 2026

4 months @ 0%!

I have taken out PayPal credit and paid it off within 4 months. I found it an excellent way to give me more time to pay for a big purchase. I made sure that I could afford to pay it off in full within 4 months. Reviewed on: 7th April 2026

PayPal credit enables me to cushion the blow of more...

PayPal credit enables me to cushion the blow of more expensive purchases, spread them over a few months without going into long term debt. This enables me to budget better and with paying interest free it makes it excellent value for my money. Reviewed on: 7th April 2026

Simple and easy.

Simple and easy. Never any issues. Reviewed on: 7th April 2026

The whole system is easy to use and very quick...

The whole system is easy to use and very quick Reviewed on: 7th April 2026

I have a great experience with PayPal.

I had a great experience with PayPal. It’s easy to use, secure, and makes payments very convenient. Highly recommended. Reviewed on: 7th April 2026

Easy to use and the credit card is brilliant at 0% c...

Easy to use and the credit card is brilliant at 0% comes in handy ! Reviewed on: 7th April 2026

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