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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (148574 reviews)

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4.73

Based on 148,510 reviews, last reviewed 4th Jul 2026

4488100% increase in 5 star reviews

in the past 90 days

13200% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Always so easy to deal with. Always so easy to deal with. Simple, straightforward and no nonsense! Reviewed on: 4th July 2026

Latest lowest rating:

2

The interest rate is too high. The interest rate is too high. It will take forever to pay off the credit even if the minimum payment is almost 5% of the outstanding balance. Reviewed on: 3rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (148574)

Outstanding services ...

When ever I have had an issue with a supplier or company. PayPal has always sorted any problem out. Excellent Service always Reviewed on: 7th April 2026

Amazing experiences with PayPal credit

I’ve always had amazing experiences with PayPal credit. It’s so easy to use and the interface on the app makes everything simple and straightforward. Initially I was concerned about using it as I tend to avoid these type of things but this made my life so much easier. Reviewed on: 7th April 2026

I trust PayPal with all of my online payments.

I trust PayPal with all of my online payments. I've never had a bad experience, so cant fault them. Reviewed on: 7th April 2026

Easy and safe way to pay

Very easy to use and safe, I have recently got a PayPal credit card which is great Reviewed on: 7th April 2026

Always use PayPal.

Always use PayPal. Reliable. Reccomended Reviewed on: 7th April 2026

Excellent Service

Easy to access and make payments. Reassurance that suppliers are legitimate. It eliminates the need to fill in personal details that are already set up. Spreads payments making goods more affordable. Excellent support with disputes to suppliers Reviewed on: 7th April 2026

Good experience

Always had a good experience and never refused credit. I always pay on time and make it so that payments are manageable. Reviewed on: 7th April 2026

Used by most companies now as an option.

Used by most companies now as an option. Easy to use, decisions made quickly. Excellent service provided. Reviewed on: 7th April 2026

I like it very easy to use.

I like it very easy to use. I like the Pay in 3 with no extra fee. Reviewed on: 7th April 2026

Fantastic service, highly recommend

Fantastic service, highly recommend Reviewed on: 7th April 2026

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