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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (167973 reviews)

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4.73

Based on 167,691 reviews, last reviewed 7th Jul 2026

1469% increase in 5 star reviews

in the past 90 days

1465% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Safe payment I use Paypal whenever I can as it means that I don't have to reveal my card number to pay for goods. I have also used the 3 month credit system which... Read more Reviewed on: 7th July 2026

Latest lowest rating:

2

Slow Payments & Poor Customer Service Payments take too long to reach my account compared to others I send (by far!). Little protection, poor CS, explanations vary from agent to agent. Mos... Read more Reviewed on: 7th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (167983)

I use PayPal for every purchase I possibly can, I fe...

I use PayPal for every purchase I possibly can, I feel safe in the knowledge that I have back up if anything goes wrong Reviewed on: 18th April 2026

Easier, safer and great when you need to parcel high...

Easier, safer and great when you need to parcel high value items. Reviewed on: 18th April 2026

Frustrating

I don’t understand why items that have been refunded still show as an outstanding balance. I am paying for something called Zettle by PayPal but have no way of finding out what it is. The help section for questioning payments is difficult to use. Reviewed on: 18th April 2026

Using PayPal Credit has helped us a lot

Using PayPal Credit has helped us deal with life with a newborn. Reviewed on: 18th April 2026

Too high interest

Poor help, too high interest rates on borrowed money. I wouldn't recommend it to my friends Reviewed on: 18th April 2026

Used PayPal for many years ,

Used PayPal for many years , I find them safe and secure dure transactions on line Reviewed on: 18th April 2026

It's convenient and easy to use.

It's convenient and easy to use. Reviewed on: 18th April 2026

PayPal is very simple and Easy and extremely reliable.

PayPal is very simple and Easy and extremely reliable. Reviewed on: 18th April 2026

Miss Lisa butler

Never had a problem all enquiry's dealt with if and when I had any Reviewed on: 18th April 2026

Paypal are brilliant

Paypal have always been open and honest Reviewed on: 18th April 2026

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