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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (168059 reviews)

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4.73

Based on 167,691 reviews, last reviewed 7th Jul 2026

1469% increase in 5 star reviews

in the past 90 days

1465% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Safe payment I use Paypal whenever I can as it means that I don't have to reveal my card number to pay for goods. I have also used the 3 month credit system which... Read more Reviewed on: 7th July 2026

Latest lowest rating:

2

Slow Payments & Poor Customer Service Payments take too long to reach my account compared to others I send (by far!). Little protection, poor CS, explanations vary from agent to agent. Mos... Read more Reviewed on: 7th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (168097)

Excellent; Trustworthy Service.

Absolutely no problems. Trustworthy efficient service. Reviewed on: 18th April 2026

Exactly what I expected, cant say much more than that

Exactly what I expected, cant say much more than that Reviewed on: 18th April 2026

Customer service give you the best possible response...

Customer service give you the best possible response and solution that suits you Reviewed on: 18th April 2026

Easy and convenient

I’ve found PayPal Credit really useful for spreading the cost of purchases, especially with the interest-free period on larger spends. It’s quick and easy to use at checkout, which makes it a convenient option when needed. Reviewed on: 18th April 2026

Makes good banking accessible to all and great custo...

Makes good banking accessible to all and great customer support for if not Reviewed on: 18th April 2026

Love paypal

I love paypal never let's me down I purchase all the time I feel I can trust and myaccount is safe I also uses paypal credit interest free for four months whats not to love. Reviewed on: 18th April 2026

Great company

Easy payment methods and Never any issues Reviewed on: 18th April 2026

Easy to set up account.

Easy to set up account. Clear guidance on app detailing how to use including virtual or physical cards. Reviewed on: 18th April 2026

Excellent service , really good , easy to use

Excellent service , really good , easy to use Reviewed on: 18th April 2026

Excellent customer service always

Excellent customer service always Reviewed on: 18th April 2026

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