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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (168143 reviews)

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4.73

Based on 167,691 reviews, last reviewed 7th Jul 2026

1469% increase in 5 star reviews

in the past 90 days

1465% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Safe payment I use Paypal whenever I can as it means that I don't have to reveal my card number to pay for goods. I have also used the 3 month credit system which... Read more Reviewed on: 7th July 2026

Latest lowest rating:

2

Slow Payments & Poor Customer Service Payments take too long to reach my account compared to others I send (by far!). Little protection, poor CS, explanations vary from agent to agent. Mos... Read more Reviewed on: 7th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (168150)

Excellent customer service and flexible way to pay p...

Excellent customer service and flexible way to pay purchases back Reviewed on: 18th April 2026

Great service

Easy to use. Very happy with the service would recommend. Reviewed on: 18th April 2026

PayPal is handy to use for certain things, but I wou...

PayPal is handy to use for certain things, but I would prefer a reminder a day or two prior on when payment is due for PayPal credit. Reviewed on: 18th April 2026

Good experience, easy to use,very good customer service

Good experience, easy to use,very good customer service Reviewed on: 18th April 2026

Great communication, easy to use.

Great communication, easy to use. Effective problem resolution Reviewed on: 18th April 2026

Excellent!!

Helps me to save time and money, what can ı ask more? Also now ı earn when I spend awesome! Reviewed on: 18th April 2026

Papal your No1 pal

PayPal app ease to use with that added protection their dispute teams if needed are extremely excellent Reviewed on: 18th April 2026

It's easy to pay at checkout with Paypam Credit

It's easy to pay at checkout with Paypam Credit Reviewed on: 18th April 2026

Perfect, reliable, easy on the go

Perfect, reliable, easy on the go Reviewed on: 18th April 2026

Lost money

I did not receive an order I put in a dispute and PayPal sided with the seller. I lost my money and received no order Reviewed on: 18th April 2026

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