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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (168198 reviews)

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4.73

Based on 167,691 reviews, last reviewed 7th Jul 2026

1469% increase in 5 star reviews

in the past 90 days

1465% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Safe payment I use Paypal whenever I can as it means that I don't have to reveal my card number to pay for goods. I have also used the 3 month credit system which... Read more Reviewed on: 7th July 2026

Latest lowest rating:

2

Slow Payments & Poor Customer Service Payments take too long to reach my account compared to others I send (by far!). Little protection, poor CS, explanations vary from agent to agent. Mos... Read more Reviewed on: 7th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience.

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PayPal PayPal Credit reviews (168202)

Best experience with paypal i love every time using it

Best experience i love to use paypal bank Reviewed on: 18th April 2026

Very easy to use.

Very easy to use. Safe , secure reliable. Reviewed on: 18th April 2026

Hassle free service.

Hassle free service. Great customer service. Every thing is quick and easy. Makes buy online so much easier, with peace of mind. Reviewed on: 18th April 2026

Convenient and easy to use

Convenient and easy to use, competitive rates and easy to access details Reviewed on: 18th April 2026

Interest free credit isn't interest free

Interest free credit isn't interest free you have to pay 3% on it every month Reviewed on: 18th April 2026

Easy to set up and fairly priced

Easy to set up and fairly priced Reviewed on: 18th April 2026

Brilliant for unexpected purchases

Brilliant for unexpected purchases Reviewed on: 18th April 2026

PayPal credit is easy and a convenient way to purcha...

PayPal credit is easy and a convenient way to purchase items . And lots of shops except it Reviewed on: 18th April 2026

I am grateful for the credit amount.

I am grateful for the credit amount. Reviewed on: 18th April 2026

PayPal credit is easy to navigate

PayPal credit is easy to navigate Reviewed on: 18th April 2026

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