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PayPal: PayPal Credit reviews

4.73
Based on 167,691 reviews, last reviewed 7th Jul 2026
1469% increase in 5 star reviews
in the past 90 days
1465% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Safe payment I use Paypal whenever I can as it means that I don't have to reveal my card number to pay for goods. I have also used the 3 month credit system which... Read more Reviewed on: 7th July 2026
Amy K's avatar
Amy K

Latest lowest rating:

2

Slow Payments & Poor Customer Service Payments take too long to reach my account compared to others I send (by far!). Little protection, poor CS, explanations vary from agent to agent. Mos... Read more Reviewed on: 7th July 2026
KC's avatar
KC

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (168353)

It's brilliant when 2 of my kitchen appliances broke...

5
It's brilliant when 2 of my kitchen appliances broke within days of each other i couldn't afford to buy them out right Reviewed on: 18th April 2026

I’ve been using PayPal for years and it’s the most s...

5
I’ve been using PayPal for years and it’s the most secure bank that I’ve used so it’s a no brainier for me to also get the credit card Reviewed on: 18th April 2026

5star service always there to help

5
5star service always there to help Reviewed on: 18th April 2026

Excellent service

5
Always use PayPal the service is excellent Reviewed on: 18th April 2026

Very easy to use, easy to understand

5
Very easy to use, easy to understand Reviewed on: 18th April 2026

Superb experience and flexibility fab

5
Superb experience and flexibility fab Reviewed on: 18th April 2026

Too marks

5
Accepted in loads of places as the payment option, fast and secure. Reviewed on: 18th April 2026

Good value keeps my finances to hand

4
Good value keeps my finances to hand Reviewed on: 18th April 2026

A Trusted Way to Pay

5
PayPal is a fast, secure, and easy-to-use platform for sending and receiving money. It’s reliable and widely accepted, making online payments simple and convenient. Reviewed on: 18th April 2026

Never any hassle.

5
Never any hassle. Easy app to use. Good to know i can use pay in 3 interest free Reviewed on: 18th April 2026

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