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PayPal: PayPal Credit reviews

4.73
Based on 167,691 reviews, last reviewed 7th Jul 2026
1469% increase in 5 star reviews
in the past 90 days
1465% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Safe payment I use Paypal whenever I can as it means that I don't have to reveal my card number to pay for goods. I have also used the 3 month credit system which... Read more Reviewed on: 7th July 2026
Amy K's avatar
Amy K

Latest lowest rating:

2

Slow Payments & Poor Customer Service Payments take too long to reach my account compared to others I send (by far!). Little protection, poor CS, explanations vary from agent to agent. Mos... Read more Reviewed on: 7th July 2026
KC's avatar
KC

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (169388)

Excellent service.

5
Excellent service. 3 month payment without interest charges is perfect. One can set up a direct debit to avoid missing payments!! Reviewed on: 18th April 2026

Easy to deal with and doesn’t take long to get stuff...

5
Easy to deal with and doesn’t take long to get stuff sorted and nearly everywhere uses PayPal now Reviewed on: 18th April 2026

Always been spot on can’t fault it

5
Always been spot on can’t fault it Reviewed on: 18th April 2026

Am very proud of pay pal for your excellent services...

5
Am very proud of pay pal for your excellent services, everytime I can make a purchase and pay later with no interest or little interest so that’s on its own gives me peace of mind Reviewed on: 18th April 2026

Very easy to use.

5
Very easy to use. Great way of splitting payments Reviewed on: 18th April 2026

awesome wonderful

5
Really satisfied ith paypal credit Reviewed on: 18th April 2026

Rukshana

5
Highly recommend. Excellent experience every time. Love this PayPal. Trusted side. Reviewed on: 18th April 2026

PayPal helped me in my hard time

5
PayPal helped me in my hard time Reviewed on: 18th April 2026

Amazing experience customer support is great and eas...

5
Amazing experience customer support is great and easy managing money Reviewed on: 18th April 2026

I like paypal but it could be much better regarding...

4
I like paypal but it could be much better regarding direct debits and recorring payments. Reviewed on: 18th April 2026

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