Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (171776 reviews)

View other PayPal products

4.73

Based on 171,506 reviews, last reviewed 8th Jul 2026

1427% increase in 5 star reviews

in the past 90 days

1438% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal is a easy and safest way to pay. PayPal is a easy and safest way to pay. Reviewed on: 8th July 2026

Latest lowest rating:

1

Was charged £12. Vague reason Was charged £12.00 and the explanation was vague. Have never used PayPal as much as I should and am very careful to not get charged anything. This is ... Read more Reviewed on: 8th July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (171790)

Always use PayPal credit whenever I can to help buil...

Always use PayPal credit whenever I can to help build my credit score Reviewed on: 20th April 2026

Fast easy and always trustful I would highly recomme...

Fast easy and always trustful I would highly recommend this safe and easy Reviewed on: 20th April 2026

Sly ways of taking credit interest

Sly ways of taking credit interest Reviewed on: 20th April 2026

It’s super reliable!

It’s super reliable! I feel safe when using PayPal Reviewed on: 20th April 2026

Really easy to use and apply for.

Really easy to use and apply for. Not much interaction required Reviewed on: 20th April 2026

Very good easy to use spacial creadt card

Very good easy to use spacial creadt card Reviewed on: 20th April 2026

Great so far no problems always helpful

Great so far no problems always helpful Reviewed on: 20th April 2026

It’s not much to say but I’m happy with my...

It’s not much to say but I’m happy with my experience Reviewed on: 20th April 2026

Most of time good

80 % good but sometimes let down by incorrect disputes Reviewed on: 20th April 2026

Easy to use app and card added to Google Pay...

Easy to use app and card added to Google Pay Reviewed on: 20th April 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Payments
from PayPal 4.70 from 3835 reviews
Retail Finance
from Omni Capital Retail Finance 3.99 from 4 reviews
Retail Finance
from Novuna Personal Finance 4.73 from 173 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 94652 reviews
Payments
from PayPal 4.70 from 3835 reviews
Credit card
from PayPal 4.70 from 119 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub