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PayPal: PayPal Credit reviews

4.73
Based on 171,506 reviews, last reviewed 8th Jul 2026
1427% increase in 5 star reviews
in the past 90 days
1438% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal is a easy and safest way to pay. PayPal is a easy and safest way to pay. Reviewed on: 8th July 2026
rahman a's avatar
rahman a

Latest lowest rating:

1

Was charged £12. Vague reason Was charged £12.00 and the explanation was vague. Have never used PayPal as much as I should and am very careful to not get charged anything. This is ... Read more Reviewed on: 8th July 2026
Sg's avatar
Sg

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (171816)

I just love it as i am using time yo...

5
I just love it as i am using time yo yime Reviewed on: 20th April 2026

Great service which I use again and again and again

5
Great service which I use again and again and again Reviewed on: 20th April 2026

A very useful card with the full protection of PayPa...

5
A very useful card with the full protection of PayPal which is valued Reviewed on: 20th April 2026

Paypal in 3 - Easy and Secure - Innovative way to pa...

5
Paypal in 3 - Easy and Secure - Innovative way to pay with Credit Reviewed on: 20th April 2026

The flexibility of PayPal

5
The flexibility to buy expensive gear with a four-month interest-free instalment plan or spread the cost over a year or two for a reasonable interest fee makes all financial stress manageable. Reviewed on: 20th April 2026

Reliable for Online Shopping and Fast Refunds

5
Terrible Customer Service, No Longer Feel Protected: Sellers Favored Over Buyers. Reviewed on: 20th April 2026

Like no other

5
Great offers, useful informations, one of the best app on the market Reviewed on: 20th April 2026

Great service

5
I had no issues, everything worked as expected, so I haven’t even got a chance to use customer support :) Reviewed on: 20th April 2026

For me, PayPal is the safest form of payment!

5
For me, PayPal is the safest form of payment for purchasing items. Reassuring to use, and should there ever be problem with a transaction, PayPal steps-in immediately. Reviewed on: 20th April 2026

Excellent service been with PayPal for a long time a...

5
Excellent service been with PayPal for a long time and it’s one of the safest best way to shop Reviewed on: 20th April 2026

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