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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (93400 reviews)

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4.90

Based on 93,400 reviews, last reviewed 3rd May 2026

1965800% increase in 5 star reviews

in the past 90 days

5600% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Your money is safe with PayPal. I've only ever had one issue and PayPal dealt with it fast and reassured me all the way, your money is safe with PayPal. Reviewed on: 3rd May 2026

Latest lowest rating:

2

could have spent the whole day looking at options trying to get help was impossible Reviewed on: 3rd May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (93400)

Top Dog !

Easy,fast,secure,application takes minutes recommend to anyone. Reviewed on: 13th June 2022

Credit offering like no other

PayPal's zero percent interest over 4 months on every basket is simply more than a bargain. The convenience and ease of payment I've enjoyed with this offer is simply amazing. I'm better able to manage my finances devoid of the pressure associated with instant payment as well interest chargeable on credit purchases. Reviewed on: 13th June 2022

Best way to pay for products

Using it for years now. Great service everytime I use it Reviewed on: 13th June 2022

Great

I use paypal pretty much with all my purchases. I like the interest free options and 3 monthly instalments they also offer. It helps spread the cost. Its easy to use and pay off each month. Although I have not used, I like the buyer protection they offer which is easier than using my debit card. Reviewed on: 13th June 2022

Paypal is trustworthy and a great company

I always found myself very well with Paypal and anytime I needed assistance I was able to get an answer within 24 hours. Very happy with the service provided both in product and assistance Reviewed on: 13th June 2022

The best way to pay

I'm current user of Paypal Credit and I'm very satified of their service Reviewed on: 13th June 2022

Excellent service!

Paypal is one of the easiest, realiable and excellent credit card provider I have ever used. Reviewed on: 13th June 2022

Honestly, I never struggle to get in touch with them

Always they remained me to pay the credit to avoid any interest fees, on top of that usually give me a 4 months window to pay back when i spend more than 1000 Reviewed on: 13th June 2022

It's absolutely AWE-SOME!!!!!!

What more could anyone want? You have a perpetual 4 months of 0% interest! This is better than all the other credit cards that just offer you an interest free period when you first join. Forget that! This has blown the competition! Reviewed on: 13th June 2022

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