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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (171851 reviews)

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4.73

Based on 171,506 reviews, last reviewed 8th Jul 2026

1427% increase in 5 star reviews

in the past 90 days

1438% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal is a easy and safest way to pay. PayPal is a easy and safest way to pay. Reviewed on: 8th July 2026

Latest lowest rating:

1

Was charged £12. Vague reason Was charged £12.00 and the explanation was vague. Have never used PayPal as much as I should and am very careful to not get charged anything. This is ... Read more Reviewed on: 8th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (171857)

PayPal credit is difficult to use when you want to p...

PayPal credit is difficult to use when you want to pay off everything before interest is charged. Reviewed on: 20th April 2026

Paypal is my only option if i want security

I have never had any issues. I do know that if i need secure payment ,PayPal is my only option! Especially now with the credit it's even better! Reviewed on: 20th April 2026

Very good and easy to understand.

Very good and easy to understand. I am very happy to recommend to my friends and family. Reviewed on: 20th April 2026

Very good

Good customer service. Always reliable and responsive to all queries and questions. Reviewed on: 20th April 2026

PayPal is a helpful and great value for money credit...

PayPal is a helpful and great value for money credit and payment system. My preferred option as is safe and secure. Reviewed on: 20th April 2026

Great interest free offers on some purchases

Enjoy the special offers on some purchases with extended interest free period payment options. Reviewed on: 20th April 2026

Never had any problems and fair pricing on interest.

Never had any problems and fair pricing on interest. Reviewed on: 20th April 2026

Easy secure payments.

Easy secure payments. PayPal credit is there when I need it and the re-payments are affordable. Reviewed on: 20th April 2026

Paypal credit is a life changer

I've been using PayPal credit for quite a while now to be able afford things when I don't quite have the money at hand. With easy payback plans its a no brainer in my life. Reviewed on: 20th April 2026

Brilliant, especially for expensive items and can pa...

Brilliant, especially for expensive items and can pay over time Reviewed on: 20th April 2026

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