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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (171916 reviews)

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4.73

Based on 171,506 reviews, last reviewed 8th Jul 2026

1427% increase in 5 star reviews

in the past 90 days

1438% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal is a easy and safest way to pay. PayPal is a easy and safest way to pay. Reviewed on: 8th July 2026

Latest lowest rating:

1

Was charged £12. Vague reason Was charged £12.00 and the explanation was vague. Have never used PayPal as much as I should and am very careful to not get charged anything. This is ... Read more Reviewed on: 8th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (171921)

Easy to use and very convenient.

Easy to use and very convenient. I have never had a problem so I have not experienced the help they would give to sort out a problem Reviewed on: 20th April 2026

Credit used in the correct way is a fantastic thing.

Credit used in the correct way is a fantastic thing. To spread costs and build credit score while helping you make the purchases you choose Reviewed on: 20th April 2026

Usually use pay in 3 it's very convenient and easy t...

Usually use pay in 3 it's very convenient and easy to shop Reviewed on: 20th April 2026

I had a great experience with PayPal’s support team.

I had a great experience with PayPal’s support team. They were incredibly helpful, patient, and quick to respond to my issue. Everything was explained clearly, and my problem was resolved much faster than I expected. It’s really reassuring to know there’s such a reliable and professional team behind the service. Highly recommended! Reviewed on: 20th April 2026

Easy and fast I like their service

Easy and fast I like their service Reviewed on: 20th April 2026

Amazing services

I have been using the card and it amazing. Easy access to customer service, clear statement. It’s absolutely has amazing services Reviewed on: 20th April 2026

Good customer experience, dealing with overseas and...

Good customer experience, dealing with overseas and native sellers Reviewed on: 20th April 2026

Great experience with PayPal Credit

So far my experience of PayPal has been really really good. I’m normally opposed to using like some sort of like credit when it comes to paying for certain purchases but PayPal has been really smooth in terms of you know me know when I need to make my payment also just making sure that the dates and everything is clear on the app so it makes it easier for me to use and make a payment on time. Reviewed on: 20th April 2026

Very easy to use.

Very easy to use. I love it when i can do three payments. Reviewed on: 20th April 2026

Reliable and professional staff who are quick to res...

Reliable and professional staff who are quick to respond to queries Reviewed on: 20th April 2026

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