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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (171969 reviews)

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4.73

Based on 171,506 reviews, last reviewed 8th Jul 2026

1427% increase in 5 star reviews

in the past 90 days

1438% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal is a easy and safest way to pay. PayPal is a easy and safest way to pay. Reviewed on: 8th July 2026

Latest lowest rating:

1

Was charged £12. Vague reason Was charged £12.00 and the explanation was vague. Have never used PayPal as much as I should and am very careful to not get charged anything. This is ... Read more Reviewed on: 8th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (172060)

Excellent service.

Never had a problem with PayPal. Goid payment options if on a budget. Reviewed on: 20th April 2026

It seems easy enough to use and make payments to.

It seems easy enough to use and make payments to. Reviewed on: 20th April 2026

I like it .

I like it . It is my preferred online payment method Reviewed on: 20th April 2026

Worry free interest free payments

Paying off my phone through PayPal has been amazing value Reviewed on: 20th April 2026

Excellent service fast processing easy to access

Excellent service fast processing easy to access Reviewed on: 20th April 2026

Safe and reliable service.

Safe and reliable service.Great offers with retailers Reviewed on: 20th April 2026

Fantastic service from PayPal as always.

Fantastic service from PayPal as always. PayPal always on the ball come rain or shine. Definitely my goto place for simple payments. Reviewed on: 20th April 2026

I like that I gain points for spending!

I like that I gain points for spending!! It’s all linked to my bank account so easy to spend my own money and get rewarded. Reviewed on: 20th April 2026

PayPal is a brand I have trusted for years.

PayPal is a brand I have trusted for years. I enjoy using the pay in three option and also my PayPal credit card Reviewed on: 20th April 2026

really easy to understand and use within the paypal...

really easy to understand and use within the paypal app, also whilst in the app you can see when the promotional period ends if needed so easy to plan when to pay off in full Reviewed on: 20th April 2026

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