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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (172151 reviews)

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4.73

Based on 171,506 reviews, last reviewed 8th Jul 2026

1427% increase in 5 star reviews

in the past 90 days

1438% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal is a easy and safest way to pay. PayPal is a easy and safest way to pay. Reviewed on: 8th July 2026

Latest lowest rating:

1

Was charged £12. Vague reason Was charged £12.00 and the explanation was vague. Have never used PayPal as much as I should and am very careful to not get charged anything. This is ... Read more Reviewed on: 8th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (172247)

All good

Never had any issues. Straight forward and easy to use app Reviewed on: 20th April 2026

Easy to get money back when purchase goes bad.

Easy to get money back when purchase goes bad. Reviewed on: 20th April 2026

Good credit happy PayPal happy credit

Good credit happy PayPal happy credit Reviewed on: 20th April 2026

Convenient and easy.

Convenient and easy. Luckily I manage my finances well but I know some that have used PayPal credit and due to the interest being so high it’s gotten them into trouble. Other than that having PayPal credit myself has been a great option at times when I’ve needed a little buffer! Reviewed on: 20th April 2026

It’s a very useful tool to have although I did have...

It’s a very useful tool to have although I did have an issue with an app and they sided with them and I lost over £100!! Reviewed on: 20th April 2026

Easy to use.

Easy to use. Very convenient and safe Reviewed on: 20th April 2026

Paypal has been reliable and convenient

PayPal has been a reliable and convenient payment platform for both personal and business use. Its user-friendly interface makes sending and receiving money quick and straightforward, whether you’re shopping online or transferring funds to friends and family. The added layer of security, including buyer protection and encryption, provides peace of mind when making transactions. PayPal is widely accepted across many websites, which makes it incredibly versatile. While fees for certain transactions can be a drawback, the overall convenience and trustworthiness of the service make it a solid choice for managing digital payments efficiently. Reviewed on: 20th April 2026

The credit that works

Promotional rates are an absolute game changer. They help me plan big purchases and reward me for it ! Reviewed on: 20th April 2026

Good performance

PayPal is always reliable in various forms of payment and widely acceptable, quick to complaints and resolution. Reviewed on: 20th April 2026

Easy and safe to use online.

Easy and safe to use online. Excellent credit options. Reviewed on: 20th April 2026

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