Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (172461 reviews)

View other PayPal products

4.73

Based on 171,506 reviews, last reviewed 8th Jul 2026

1427% increase in 5 star reviews

in the past 90 days

1438% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal is a easy and safest way to pay. PayPal is a easy and safest way to pay. Reviewed on: 8th July 2026

Latest lowest rating:

1

Was charged £12. Vague reason Was charged £12.00 and the explanation was vague. Have never used PayPal as much as I should and am very careful to not get charged anything. This is ... Read more Reviewed on: 8th July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (172475)

I’ve had a really positive experience using PayPal.

I’ve had a really positive experience using PayPal. It’s one of the easiest ways to send and receive money, and the setup process is quick and straightforward. Payments go through almost instantly, which makes it really convenient whether you’re splitting bills, shopping online, or sending money to friends and family. One of the best things about PayPal is the level of security it offers. You don’t have to share your bank details with every website, which adds an extra layer of protection. I also like the buyer protection feature—it gives peace of mind when purchasing from new or unfamiliar sellers. The app and website are both easy to navigate, and everything is clearly laid out, so you can track your transactions without any confusion. Linking a bank account or card is simple, and withdrawals are usually processed without issues. Overall, PayPal is a reliable and convenient payment platform that makes managing money online much easier. I’d definitely recommend it for both everyday use and online shopping. Reviewed on: 20th April 2026

Wide availability and trusted service

Wide availability and trusted service Reviewed on: 20th April 2026

My go to place for purchases.

Flexible payment options means PayPal is my go to place for purchases; I use it all the time. It's simple, straightforward and reliable and I trust them as a financial service with great customer support. Reviewed on: 20th April 2026

Long before I got PayPal I had heard good things abo...

Long before I got PayPal I had heard good things about it, and now it's even better that I have it. Reviewed on: 20th April 2026

Easy to use

Easy to use good value rewards, unow use for all purchases Reviewed on: 20th April 2026

Easy to use app

Easy to use app with clear and thought out layouts to clearly see what's happening on my paypal Reviewed on: 20th April 2026

Paypal Always Helpful and Trustworthy

PayPal have always been very helpful when having a dispute and when buying anything through PayPal I can trust the process and feel safe doing so. And pay in three is brilliant and now have a point system which gives an extra bonus giving money back with purchases Reviewed on: 20th April 2026

Happy customer

I have been a PayPal customer for more than 20 years! Their customer support service is impeccable! Highly recommended Reviewed on: 20th April 2026

Excellent services

My experience with Paypal is brilliant,complex excellent services Reviewed on: 20th April 2026

Easy access and easy to navigate

Easy access and easy to navigate Reviewed on: 20th April 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Very Account
from Shop Direct 3.18 from 28 reviews
Loan
from Snap Finance 4.82 from 370 reviews
Payments
from PayPal 4.70 from 3835 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 95226 reviews
Payments
from PayPal 4.70 from 3836 reviews
Credit card
from PayPal 4.70 from 119 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub