Write a review

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (108913 reviews)

View other PayPal products

4.90

Based on 108,913 reviews, last reviewed 17th May 2026

2677700% increase in 5 star reviews

in the past 90 days

7900% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Great reliable customer experience Great reliable customer experience Reviewed on: 17th May 2026

Latest lowest rating:

1

Every time I go use my PayPal credit card it gets de... Every time I go use my PayPal credit card it gets declined. Which is embarrassing. Reviewed on: 17th May 2026

Read all reviews See your review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (108913)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

I use PayPal almost exclusively to pay for goods onl...

I use PayPal almost exclusively to pay for goods online, it the only way to pay and feel confident that none of my details are being stolen, I have encouraged my parents to open PayPal accounts, if a online shop doesn’t take PayPal i usually do not complete my purchase, PayPal credit with 4 months interest free is a fantastic option to afford something of a higher price you would struggle to afford. Reviewed on: 6th May 2026

New customer

Im a new customer so i can't say to much but everything is good so far ! Reviewed on: 6th May 2026

I’m extremely happy very good service never makes me...

I’m extremely happy very good service never makes me unhappy and uncomfortable Reviewed on: 6th May 2026

Easy to use and keep me regularly updated

Easy to use and keep me regularly updated Reviewed on: 6th May 2026

Everything clear and straightforward and great app

Everything clear and straightforward and great app Reviewed on: 6th May 2026

Easy to deal with it.

Easy to deal with it. Easy to deal with it. Really handy to be part of paypal payments specially on ebay. Is it safe and fast to make payments online Reviewed on: 6th May 2026

Easy and practical.

Easy and practical. A good solution if you want to be safe while buying on the internet Reviewed on: 6th May 2026

Being great service one of the best at the moment.

Being great service one of the best at the moment. Reviewed on: 6th May 2026

Easy to use and clear information.

Easy to use and clear information on paying it back. Offers useful options like Pay in 3 instalments or 0% over 3 months. It has become my go to credit facility to help me spread the cost when needed. Reviewed on: 6th May 2026

I have always had an excellent experience when using...

I have always had an excellent experience when using Paypal Reviewed on: 6th May 2026

Alternative products

Better Off Calculator
from Policy in Practice 4.78 from 495 reviews
Retail Finance
from Close Brothers 2.53 from 12 reviews
Retail Finance
from Novuna Personal Finance 4.77 from 172 reviews

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub