Paid advertisement
Smart Money People Logo
Newsletter

PayPal: PayPal Credit reviews

4.73
Based on 172,574 reviews, last reviewed 9th Jul 2026
1417% increase in 5 star reviews
in the past 90 days
1386% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

All good no problems. All good no problems. Easy to use interface. Reviewed on: 9th July 2026
Daniel Lordan's avatar
Daniel Lordan

Latest lowest rating:

1

I have had one very unpleasant experience with PayPa... I have had one very unpleasant experience with PayPal, they offered no support regardless of an exceptional circumstance and regardless of my excellen... Read more Reviewed on: 9th July 2026
Claire's avatar
Claire

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (173511)

Very good pay with PayPal credit excellent service l...

5
Very good pay with PayPal credit excellent service love it can do shopping everywhere is really helpful Reviewed on: 21st April 2026

Great customer service and polite agents

4
Great customer service and polite agents Reviewed on: 21st April 2026

Wise move

5
Ever since I got my PayPal account I found it excellent. Even asking for PayPal credit or pay in 3 or 5 payments as long as you are careful and do not over spend I have found it very helpful. Reviewed on: 21st April 2026

Very easy to apply.

5
Very easy to apply. Helps me to be able to afford bigger things. Reviewed on: 21st April 2026

Good customer service

5
Always kept in touch with me, if I needed assistance I had fast response. They reached out to see if I needed assistance with finance Reviewed on: 21st April 2026

Excellent service quick efficient

5
Excellent service quick efficient Reviewed on: 21st April 2026

No problems

5
I've had no problems what so ever with paypal credit, i'm really greatful that i've been able to pay back different amounts before the payment date which in turn has helped me pay it back quicker. Thank you paypal. Reviewed on: 21st April 2026

Excellent service with lots of options and good cust...

5
Excellent service with lots of options and good customer service Reviewed on: 21st April 2026

I'm using PayPal from last good 8to nine years no pr...

5
I'm using PayPal from last good 8to nine years no problem at all easy to contact customer service and they solve problems within few minutes thanks Reviewed on: 21st April 2026

Even better with their card sistem

5
I prefer to use paypal everywhere. Reviewed on: 21st April 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • Pay in 3

    from PayPal 4.76 from 95939 reviews
    PayPal
  • Payments

    from PayPal 4.70 from 3839 reviews
    PayPal
  • Credit card

    from PayPal 4.70 from 119 reviews
    PayPal
    View all products