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PayPal: PayPal Credit reviews

4.73
Based on 172,574 reviews, last reviewed 9th Jul 2026
1417% increase in 5 star reviews
in the past 90 days
1386% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

All good no problems. All good no problems. Easy to use interface. Reviewed on: 9th July 2026
Daniel Lordan's avatar
Daniel Lordan

Latest lowest rating:

1

I have had one very unpleasant experience with PayPa... I have had one very unpleasant experience with PayPal, they offered no support regardless of an exceptional circumstance and regardless of my excellen... Read more Reviewed on: 9th July 2026
Claire's avatar
Claire

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (173628)

Very easy to use and gives you time to pay...

5
Very easy to use and gives you time to pay it up Reviewed on: 21st April 2026

Always had a good experience with PayPal.

5
Always had a good experience with PayPal. The only thing I do not like is when I make a payment towards my PayPal balance it doesn’t update straight away, have to wait until the following day for it to update. Reviewed on: 21st April 2026

Very good anytime I’ve had a probelm

5
Very good anytime I’ve had a probelm Reviewed on: 21st April 2026

Convenient and flexible payments

5
It’s a convenient and flexible way to manage purchases, especially when you want a bit of extra time to spread the cost. Reviewed on: 21st April 2026

From satisfactory to enhanced

4
Good services,Easy to use , secure , some time technical problems. Reviewed on: 21st April 2026

No problem

5
Never had any issues. Had one recently on a purchase and was dealt with instantly. Great experience Reviewed on: 21st April 2026

Very easy to use and very easy to pay with...

5
Very easy to use and very easy to pay with Reviewed on: 21st April 2026

Easy to use online purchasing.

5
Easy to use online purchasing. Safe and secure. Easy installment options for payments. Wide choices to use. Can use it almost everywhere. Reviewed on: 21st April 2026

Feels really safe to pay with PayPal.

5
Feels really safe to pay with PayPal. It’s easy and they offer flexibility and credit if required. Their customer service is fair and efficient. Perfect. Reviewed on: 21st April 2026

Split payments for large purchase interest free was...

4
Split payments for large purchase interest free was a great option for me Reviewed on: 21st April 2026

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