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PayPal: PayPal Credit reviews

4.73
Based on 172,574 reviews, last reviewed 9th Jul 2026
1417% increase in 5 star reviews
in the past 90 days
1386% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

All good no problems. All good no problems. Easy to use interface. Reviewed on: 9th July 2026
Daniel Lordan's avatar
Daniel Lordan

Latest lowest rating:

1

I have had one very unpleasant experience with PayPa... I have had one very unpleasant experience with PayPal, they offered no support regardless of an exceptional circumstance and regardless of my excellen... Read more Reviewed on: 9th July 2026
Claire's avatar
Claire

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (173731)

Very easy to use, simple and effective loan plans

5
Very easy to use, simple and effective loan plans Reviewed on: 21st April 2026

Paypal is a safe way to make payments and they will...

5
Paypal is a safe way to make payments and they will try to resolve issues Reviewed on: 21st April 2026

Been useing for years love the new cards

5
Been useing for years love the new cards Reviewed on: 21st April 2026

Handy having the pay in 3 installments sometimes to...

5
Handy having the pay in 3 installments sometimes to help spread the cost. Reviewed on: 21st April 2026

I am staggered at the value that PayPal gives

5
I am staggered at the value that PayPal gives and the chance to really watch and control spending. Reviewed on: 21st April 2026

Love earning points on PayPal plus.

5
Love earning points on PayPal plus. Makes sending money to family and friends easy Reviewed on: 21st April 2026

Great service was provided with interest-free on pur...

5
Great service was provided with interest-free on purchases Reviewed on: 21st April 2026

Can’t complain.

5
Can’t complain. Easy to use, reliable, good customer support and hassle free. Reviewed on: 21st April 2026

PayPal is excellent at what they do and make it easy...

5
PayPal is excellent at what they do and make it easy but secure Reviewed on: 21st April 2026

Fabulous way to pay....

5
My experience with PayPal has been a positive one, transactions are very easy to apply, any problems PayPal will sort them out quickly and effortlessly, security is first class, using PayPal is safe and problem free. Extra time to pay is a brilliant service as is pay in 3. What can I say, it's fabulous. Thank you PayPal. Reviewed on: 21st April 2026

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