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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (173806 reviews)

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4.73

Based on 172,574 reviews, last reviewed 9th Jul 2026

1417% increase in 5 star reviews

in the past 90 days

1386% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

All good no problems. All good no problems. Easy to use interface. Reviewed on: 9th July 2026

Latest lowest rating:

1

I have had one very unpleasant experience with PayPa... I have had one very unpleasant experience with PayPal, they offered no support regardless of an exceptional circumstance and regardless of my excellen... Read more Reviewed on: 9th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (173836)

The best

Easy, fast, very professional, helpful when you need. Reviewed on: 21st April 2026

Really easy to use and reliable in the long term.

Really easy to use, I have been using it for over a year now and it has helped me with making purchases and not worrying about what is left in my account as i can pay it off over a period of time. I prefer this method with purchases over £100 usually and then working out how much i want to spend per month on PayPal credit to pay it back. That and because it is on my phone as well, I am able to make everyday purchases with it if i am ever in a situation where money is tight. Reviewed on: 21st April 2026

the new updates are great - being able to track orde...

the new updates are great - being able to track orders and find everything in one place rather than going back and forth between apps. easy to navigate and gives enough time to pay when you like. the direct debit also makes it easy to hold you accountable incase you forget. nothing to catch you out, very consumer focused Reviewed on: 21st April 2026

Easy to use and trustworthy app.

Easy to use and trustworthy app. Reviewed on: 21st April 2026

Good service, Best Platform, excellent user interface.

Good service, Best Platform, excellent user interface. Reliable Reviewed on: 21st April 2026

Enjoying more then 10 years

Enjoying Paypal service for more then 10 years Reviewed on: 21st April 2026

Great customer service and the app is easy to use...

Great customer service and the app is easy to use Reviewed on: 21st April 2026

Everytime I’ve needed PayPal it’s been there and cus...

Everytime I’ve needed PayPal it’s been there and customer service is excellent t Reviewed on: 21st April 2026

My experiences have always been superb.

My experiences have always been superb. Customer care representatives are usually prompt, respectful and helpful. Reviewed on: 21st April 2026

It’s good to be protected.

It’s good to be protected. Not much more to say. Reviewed on: 21st April 2026

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