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PayPal: PayPal Credit reviews

4.73
Based on 172,574 reviews, last reviewed 9th Jul 2026
1417% increase in 5 star reviews
in the past 90 days
1386% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

All good no problems. All good no problems. Easy to use interface. Reviewed on: 9th July 2026
Daniel Lordan's avatar
Daniel Lordan

Latest lowest rating:

1

I have had one very unpleasant experience with PayPa... I have had one very unpleasant experience with PayPal, they offered no support regardless of an exceptional circumstance and regardless of my excellen... Read more Reviewed on: 9th July 2026
Claire's avatar
Claire

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (173973)

Using PayPal for Year's

5
Using PayPal for Year's and didn't had any issues with them. Fast money transfer good customer service. Reviewed on: 21st April 2026

Fantastic

5
It’s easy to use and secure. You can buy what you want with a 4-month free interest. You can purchase anything you desire with a 4-month interest-free period. Customer support is always available to address your inquiries promptly and satisfactorily. Reviewed on: 21st April 2026

I really love PayPal app.

5
I really love PayPal app. This is very reliable and helpful when I needed money for shopping. I will recommend it to everyone. Reviewed on: 21st April 2026

Great service!

5
Great service! Really pleased with everything from Paypal! Reviewed on: 21st April 2026

Amazing Very good for purchasing goods

5
Amazing Very good for purchasing goods Reviewed on: 21st April 2026

PayPal Credits is great

5
PayPal credit helps me to pay for my goods before pay day if I am a little short. It is a great way to earn points and is beneficial in every way. Reviewed on: 21st April 2026

Pay in 3/4 coming in clutch.

5
Pay in 3/4 coming in clutch. No interest is alwayw good Reviewed on: 21st April 2026

Very user friendly, good all round service

5
Very user friendly, good all round service Reviewed on: 21st April 2026

Massive Credit score booster

5
The best thing that helped me boost my credit score. I had trouble from a child due to family issues but having this has made everything so much easier for me and helped me maintain a healthy credit! Reviewed on: 21st April 2026

Love t being able to use either card or...

5
Love PayPal being able to use either credit card or pay in 3 so good to be able to purchase things without worrying Reviewed on: 21st April 2026

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