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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (109013 reviews)

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4.90

Based on 109,013 reviews, last reviewed 17th May 2026

2682500% increase in 5 star reviews

in the past 90 days

7900% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Flexible payment.. It's been really handy to pay over 4mnths interest free purchase giving much needed flexibility to manage finance. Also the fact I can use the physic... Read more Reviewed on: 17th May 2026

Latest lowest rating:

1

Every time I go use my PayPal credit card it gets de... Every time I go use my PayPal credit card it gets declined. Which is embarrassing. Reviewed on: 17th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (109013)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

PayPal is a great help

PayPal credit or pay in 3 has helped me out massively if I cannot pay in full Reviewed on: 6th May 2026

Great customer service and I love the 4 months inter...

Great customer service and I love the 4 months interest free credit. Reviewed on: 6th May 2026

Excellent service and always reliable

Excellent service and always reliable Reviewed on: 6th May 2026

Gives me flexibility!

Allows me to buy what I’m looking for and spread the cost. Ideal for me! Reviewed on: 6th May 2026

It’s easy to use so I can keep track of what I’m spe...

It’s easy to use so I can keep track of what I’m spending Reviewed on: 6th May 2026

Excellent Never any problem

Never any problem always excellent Reviewed on: 6th May 2026

Paypal number 1

Paypal is my go to online payment method for anything from small purchases to the big ones, having different options to choose from like paypal credit or pay 1 in 3 give me a lot of flexibility on how i want to pay for my items, i love it Reviewed on: 6th May 2026

Paypal credit is great for those special purchases

Paypal credit is great for those special purchases which cost a bit more, the 0% 4 months interest is a great idea which gives me the option to clear by the 4 months due or if i need extra time the interest charged isn't a huge amount, I use it a lot for my purchases Reviewed on: 6th May 2026

Fast and Simple way to spread payments.

Simple way to spread payments, takes less than a minute and widely used with retailers large and small. Reviewed on: 6th May 2026

Good Experience with PayPal Credit

So far I have used PayPal Credit a few times in several years and it proved to be very helpful in spreading the cost over a set period of time. Great flexibility on payment amount. Good and helpful reminder of missed due payment. Reviewed on: 6th May 2026

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