Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (175742 reviews)

View other PayPal products

4.73

Based on 174,829 reviews, last reviewed 10th Jul 2026

1347% increase in 5 star reviews

in the past 90 days

1212% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Ease of use All seemed to go through easily without too much hassle. Reviewed on: 10th July 2026

Latest lowest rating:

2

I working with paypal between 5 or 6 years , when is... I working with paypal between 5 or 6 years , when is something wrong paypal don't help me , why i used , have another credit company the process is mo... Read more Reviewed on: 10th July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (175749)

Safe and secure

When using PayPal and PayPal credit, I feel safe, knowing the money I transfer and receive is always secure, unlike other platforms, this gives me a sense of pride when I use the service, thankyou to all the PayPal team. Reviewed on: 23rd April 2026

Excellent service.

Excellent service. No problems at all Reviewed on: 23rd April 2026

Easy to use and convenient

Easy to use. Never had an issue with the payment system. Very convenient way of paying and widely accepted. I particularly like the fact that you can have 4 months interest free or spread the payments. Reviewed on: 23rd April 2026

Excellent, Reliable & secure online Payment Service

I use PayPal regularly, and it’s made paying online much simpler. Having my credit and debit cards linked means checkout is quick, and I don’t have to keep entering details. What I value most is the security and buyer protection, it gives me confidence, especially when ordering from unfamiliar websites. ew websites. I’ve even recommended it to family members, and they now use it regularly too. It’s straightforward , fast, reliable, and a services I’ve come to rely on. Reviewed on: 23rd April 2026

It’s ther in need

I can’t complain,I’ve always had good experience Reviewed on: 23rd April 2026

Never had any issues.

Never had any issues. if you use credit and are responsible PayPal is very good way to shop online Reviewed on: 23rd April 2026

Top class!

Extremely user friendly and efficient Reviewed on: 23rd April 2026

PayPay and affordable way to treat myself

I find PayPay a very easy service to use. It really help to afford the things i could pay for in one lump sum, from air fryers to car tyres Paypal also helps me to treat myself and why not i work hard enough Reviewed on: 23rd April 2026

I always have positive experience with PayPal

I always have positive experience with PayPal Reviewed on: 23rd April 2026

PayPal is easy to use and the app is easy to navigate.

PayPal is easy to use and the app is easy to navigate. Paying back your credit is quick and simple. I use PayPal for most big purchases as I feel safe and protected when paying anything using PayPal. Reviewed on: 23rd April 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Payments
from PayPal 4.71 from 3845 reviews
Better Off Calculator
from Policy in Practice 4.64 from 496 reviews
Retail Finance
from Novuna Personal Finance 4.73 from 173 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 97462 reviews
Payments
from PayPal 4.71 from 3845 reviews
Credit card
from PayPal 4.70 from 121 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub