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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (176540 reviews)

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4.73

Based on 176,386 reviews, last reviewed 11th Jul 2026

1277% increase in 5 star reviews

in the past 90 days

1144% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

It's the best way for online payments It's the best way for online payments Reviewed on: 11th July 2026

Latest lowest rating:

1

I paid through paypal for an item that turned out to... I paid through paypal for an item that turned out to be a scam. I provided proof and they still sided with the scammer with no option for me to take i... Read more Reviewed on: 11th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (176552)

Ease of use and pay interest fr...

Mostly very easy to use and like the pay interest free over 3 months. Reviewed on: 23rd April 2026

Best retailer

Best experience ever… with the opportunity to get Paypal credit that helps a lot …and also Paypal monthly plans …the best Reviewed on: 23rd April 2026

Great provider when needed help fast access to funds

Great provider when needed help fast access to funds Reviewed on: 23rd April 2026

Quick fast easy payments.

Quick fast easy payments. Secure and protected. I like using the interest free for purchases and using it to my advantage. I also like the pay in 3. 0% interest too Reviewed on: 23rd April 2026

Highly recommended

Amazing experience and always quick support Reviewed on: 23rd April 2026

Great app and customer service

The interest rate is very high at 23.9% outwith free period. Customer Service are fantastic from the three occasions I’ve had to use them. Easy to use the app and understandable. Reminders provided before payment due date are invaluable too. Reviewed on: 23rd April 2026

I been using paypal for years and is always my first...

I been using paypal for years and is always my first option for online shopping. Reviewed on: 23rd April 2026

Love it!

PayPal is safe secure and easy to use. You can easily keep track of your money and payments. Couldn't love it more Reviewed on: 23rd April 2026

Paypal has helped me over the last year spread the c...

Paypal has helped me over the last year spread the costs on many occasions for many things. Weddings, party food and be able to order many dresses before I chose the perfect Mother of the Groom dress which then helped me return others. Reviewed on: 23rd April 2026

The way it is easy to manage my transactions, get cr...

The way it is easy to manage my transactions, get credit card and the interface Reviewed on: 23rd April 2026

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