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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (109140 reviews)

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4.90

Based on 109,140 reviews, last reviewed 17th May 2026

2688350% increase in 5 star reviews

in the past 90 days

7900% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Helpful always Everything is in real time and I know where I’m up to and how to best optimize my money and Pay Pal are there with me all the way. If I think there is... Read more Reviewed on: 17th May 2026

Latest lowest rating:

1

Every time I go use my PayPal credit card it gets de... Every time I go use my PayPal credit card it gets declined. Which is embarrassing. Reviewed on: 17th May 2026

Read all reviews See your review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (109140)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

PayPal credit is incredibly useful.

PayPal credit is incredibly useful. It helps when you need to buy something but need some time to pay it off. It’s super helpful. Customer service is great. They make you feel incredibly comfortable asking any question. No question is silly! Reviewed on: 6th May 2026

Being able to split payments in four with no interes...

Being able to split payments in four with no interest if you pay on time is super handy for those expensive purchases. It is my default way to pay. Reviewed on: 6th May 2026

Excellent customer service

You can always rely on PayPal for great service Reviewed on: 6th May 2026

I have found Paypal works very well for me.

I have found Paypal works very well for me. When you spend over £100 you have the option to spread the payments over 3 or 4 months Reviewed on: 6th May 2026

A Secure and Hassle-Free Payment Experience

I had a very positive experience using PayPal. The platform is easy to navigate, and setting up my account was quick and straightforward. Sending and receiving payments is seamless, and I appreciate the added layer of security that gives me confidence when making transactions online. Customer support was also helpful when I had a query, responding promptly and resolving my issue efficiently. Overall, PayPal has proven to be a reliable and convenient payment service that I would happily recommend to others. Shaun Brown Reviewed on: 6th May 2026

Paying with PayPal

I have always had a good experience when paying for items with PayPal, it's quick, easy & secure and the 'pay in 3' is very helpful. PayPal have also assisted me in getting money refunded when goods have been incorrect or damaged. I would highly recommend using PayPal as a safe and secure method of payment! Reviewed on: 6th May 2026

PayPal has been trouble free for me every time

PayPal has been trouble free for me every time Reviewed on: 6th May 2026

Great! Easy to use and simple to manage

Great! Paypal credit is easy to use and simple to manage Reviewed on: 6th May 2026

Excellent 4 month credit for purchases

Excellent 4 month credit for purchases Reviewed on: 6th May 2026

Smooth and easy to apply, decision immediately.

Smooth and easy to apply, decision immediately. Reviewed on: 6th May 2026

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