Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (177218 reviews)

View other PayPal products

4.73

Based on 177,088 reviews, last reviewed 11th Jul 2026

1233% increase in 5 star reviews

in the past 90 days

1072% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Very good costumer service. Very good costumer service. Good value of money, giving 0% for four months it’s so helpful Reviewed on: 11th July 2026

Latest lowest rating:

1

Terrible could not use and nothing would authorise Terrible could not use and nothing would authorise Reviewed on: 11th July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (177218)

It's an excellent service and everyone is very kind...

It's an excellent service and everyone is very kind when you need help. Reviewed on: 24th April 2026

A Trustworthy Company

I feel safe carrying out transactions through PayPal, I have used PayPal for a long time now and find it a very good tool to have, the fact I can spread my purchases out over different periods makes life a lot easier A Trust worthy Reviewed on: 24th April 2026

Pay Pal Number 1 online payment service

I have used PayPal for over 20 years since I started shopping on eBay it’s my 1st choice for online buying Reviewed on: 24th April 2026

Good credit offer.

Good credit offer. Always the best Reviewed on: 24th April 2026

Smartest

Very good to use very smart. Can do better for example asking for increase credit Reviewed on: 24th April 2026

Great PayPal

Good customer service and great way to pay over time Reviewed on: 24th April 2026

Safe & Secure!

Easy to use, easy to get issues resolved and most importantly, it’s the safest way to buy using PayPal! Reviewed on: 24th April 2026

PayPal experience

I always used PayPal for my online transactions for security and pace of mind. Reviewed on: 24th April 2026

Really love how easy it is to use.

Really love how easy it is to use. Have it linked to my gpay wallet and its ready when needed Reviewed on: 24th April 2026

PayPal is a great Service

A great service which I have used many times. Especially when you hit with unexpected things like car repairs. Reviewed on: 24th April 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Payments
from PayPal 4.71 from 3847 reviews
Retail Finance
from Novuna Personal Finance 4.73 from 173 reviews
Retail Finance
from Zebra Finance 4.08 from 6 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 98486 reviews
Payments
from PayPal 4.71 from 3847 reviews
Credit card
from PayPal 4.70 from 121 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub