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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (109648 reviews)

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4.90

Based on 109,648 reviews, last reviewed 18th May 2026

2711800% increase in 5 star reviews

in the past 90 days

7950% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Very easy to use and very quick to access Very easy to use and very quick to access Reviewed on: 18th May 2026

Latest lowest rating:

1

PayPal doesn’t look after customers and the policy... PayPal doesn’t look after customers and the policy needs re-wording Reviewed on: 17th May 2026

Read all reviews See your review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (109648)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Simple to set up and use, good rates and great custo...

Simple to set up and use, good rates and great customer service Reviewed on: 6th May 2026

Very easy to use

Very easy. Lots of sites offer this as an option. Great communicate and it is very clear to see what I owe and when interest free period is up. I like how quick the checkout process is and have a good amount of credit avaliable to make bigger purchases. Reviewed on: 6th May 2026

Easy to use and manage.

Easy to use and manage. I feel reassured by the level of security and would opt to use PayPal as a safe option. Reviewed on: 6th May 2026

Brilliant

The new PayPal points is brilliant, Use it all the time Reviewed on: 6th May 2026

They’ve helped me build credit and their app feels s...

They’ve helped me build credit and their app feels safe and is easy to navigate Reviewed on: 6th May 2026

So easy to use,great for little treats

So easy to use,great for little treats Reviewed on: 6th May 2026

Great service & trustworthy.

Great service & trustworthy. recommended PayPal to family and friends, above any other online payment method Reviewed on: 6th May 2026

very easy for forget about subscriptions and such.

very easy for forget about subscriptions and such. Won't take payment immediately, even if you schedule them for that day. Reviewed on: 6th May 2026

Very convenient.

Very convenient. I use it to pay in instalments Reviewed on: 6th May 2026

Good rate, prompt response to queries.

Good rate, prompt response to queries. Frequent notifications on payments. Reviewed on: 6th May 2026

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