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PayPal: PayPal Credit reviews

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4.90
Based on 108,080 reviews, last reviewed 16th May 2026
2639750% increase in 5 star reviews
in the past 90 days
7650% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Love using pay pal. Love using pay pal. Only thing id like to see is money coming out of the bank bit faster then it does Reviewed on: 16th May 2026
Benjamin Phillips's avatar
Benjamin Phillips

Latest lowest rating:

1

PayPal itself is a very useful tool, my issue with i... PayPal itself is a very useful tool, my issue with it is in relation to the owner. Reviewed on: 16th May 2026
Voltoth's avatar
Voltoth
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (108080)

Paypal is very reliable, customer service/support ar...

5
Paypal is very reliable, customer service/support are swift to answering queries, the financial percentages to credit are great. Reviewed on: 6th May 2026
Ogbemudia O's avatar
Ogbemudia O

More work is required to make this a go to Bank

3
The interface is confusing and there is a lag between adding and removing funds and often you can add the same sum twice Often as in my case I have had the funds sitting for 5 days despite coming directly from my account.A good bank ie Starling the funds move instantly Pay pal there is an old style cheque is in the post syndrome making day to day transactions unreliable its almost as if Pay pal are sitting on the money for their own interest and charging the customer Reviewed on: 6th May 2026
Sixpence's avatar
Sixpence

Very easy to use with just a click of the mouse.

5
Very easy to use with just a click of the mouse.Used paypal credit many times and would highly reccemend it to anyone Reviewed on: 6th May 2026
Roger Bowen's avatar
Roger Bowen

Was quick to open my credit account.

5
Was quick to open my credit account. Some purchase have free interest for month. Help me to manage my expense Reviewed on: 6th May 2026
iphan 's avatar
iphan

My review

5
I’ve had a really positive experience using PayPal. It’s quick, reliable, and makes online shopping feel much more secure. I especially like PayPal Credit, which often comes with great interest‑free deals that make bigger purchases easier to manage. The Pay in 3 option is also a brilliant feature, splitting payments into three instalments without extra cost has been a game‑changer for budgeting. Overall, PayPal has become one of my go‑to payment methods. Reviewed on: 6th May 2026
Sophia C's avatar
Sophia C

No PayPal WHY !!! Get the app

5
Easy to use ! App allows you to keep track & 3 months credit is very handy Notifications of account status is also very helpful Reviewed on: 6th May 2026
Maz's avatar
Maz

Easy to use platform

5
Easy to use platform, intuitive to navigate, great transparency on payments required and credit balance Reviewed on: 6th May 2026
Thomas F's avatar
Thomas F

A great safe way to pay for goods

5
A great safe way to pay for goods Very helpful / Understanding staff & Get thing done Reviewed on: 6th May 2026
Mr John's avatar
Mr John

Proudly Protected with PayPal

5
PayPal Credit have always provided me personally with an excellent customer experience, when I have needed it the most. Whether for unexpected urgent purchases, making a the budget spread, taking off the pressure and making life that little bit easier. The lending structure and information is clear, concise, fair and affordable. The support staff are always highly professional and helpful. Overall PayPal is always my 1st choice finance option, I trust PayPal with my purchases, feel protected and insured when buying online and in store. Thank you PayPal for your unsurpassed service! Reviewed on: 6th May 2026
Samantha S's avatar
Samantha S

Never had any issues using paypal

5
Never had any issues using paypal Reviewed on: 6th May 2026
Leighanne Fray's avatar
Leighanne Fray

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