Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (173688 reviews)

View other PayPal products

4.73

Based on 172,574 reviews, last reviewed 9th Jul 2026

1417% increase in 5 star reviews

in the past 90 days

1386% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

All good no problems. All good no problems. Easy to use interface. Reviewed on: 9th July 2026

Latest lowest rating:

1

I have had one very unpleasant experience with PayPa... I have had one very unpleasant experience with PayPal, they offered no support regardless of an exceptional circumstance and regardless of my excellen... Read more Reviewed on: 9th July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (173731)

PayPal is a transparent and easy to use credit service.

PayPal is a transparent and easy to use credit service. Reviewed on: 7th July 2026

I have had a very good experience with Paypal.

I have had a very good experience with Paypal. It is secure and trustworthy Reviewed on: 7th July 2026

There just great I've never had a problem and I'm 20...

There just great I've never had a problem and I'm 200% sure if I did they would sort it out no worries Reviewed on: 7th July 2026

Easy application process, simple to use, very useful!

Application process was easy, the 0% fee on all over £100 transactions for a few months is its main selling point and it’s a great one at that. You have the safety net of having interest adding on after this period, but also the encouragement to pay within this period to save / spread the cost! Reviewed on: 7th July 2026

Service at paypal

Good service no interest payments and i feel i have protection from scammers Reviewed on: 7th July 2026

Perfect for all your purchases

Once you eventually get through to a member of customer service team problems are resolved quickly. It would be refreshing if phone numbers and easy methods to speak to a person were more readily available. Reviewed on: 7th July 2026

Nice friendly company no issue at all

Nice friendly company no issue at all Reviewed on: 7th July 2026

Really positive experience

I have used both the PayPal credit and the PayPal in 3 methods and had no problems with either. I find the reminders really useful meaning I have never forgotten a payment. I find the app really easy to use and navigate. Reviewed on: 7th July 2026

good services

excellent service will recommend to a family Reviewed on: 7th July 2026

Easy to use especially via app

So easy to use, always there when you need. Reviewed on: 7th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Omni Capital Retail Finance 3.99 from 4 reviews
Retail Finance
from V12 Retail Finance 4.44 from 25 reviews
Retail Finance
from Close Brothers 3.17 from 12 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 96063 reviews
Payments
from PayPal 4.70 from 3839 reviews
Credit card
from PayPal 4.70 from 120 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub