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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 108,070 reviews, last reviewed 16th May 2026
2639300% increase in 5 star reviews
in the past 90 days
7650% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

easy , quick, good , replace all other cards easy , quick, good , replace all other cards Reviewed on: 16th May 2026
Attila L's avatar
Attila L

Latest lowest rating:

1

PayPal itself is a very useful tool, my issue with i... PayPal itself is a very useful tool, my issue with it is in relation to the owner. Reviewed on: 16th May 2026
Voltoth's avatar
Voltoth
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (108070)

why I use PayPal

5
I used PayPal because I find it the safest and easiest way to pay for online purchases Reviewed on: 6th May 2026
Karen K's avatar
Karen K

Easy to use easy to set up paymenta

5
Easy to use easy to set up paymenta Reviewed on: 6th May 2026
EW's avatar
EW

It is a good system.

5
It is a good system. Easy to use and no issues so far Reviewed on: 6th May 2026
Gerardo C's avatar
Gerardo C

Good experience with PayPal, really enjoyed how easy...

5
Good experience with PayPal, really enjoyed how easy it is Reviewed on: 6th May 2026
Fraser W's avatar
Fraser W

Excellent money management

5
I am using paypal last 15 years i have never bad experience with account always good support and easy access to everything very good service and excellent money management Reviewed on: 6th May 2026
Aarif Malek's avatar
Aarif Malek

Using PayPal Credit has been a really convenient and...

5
Using PayPal Credit has been a really convenient and flexible way to manage my spending. One of the biggest advantages is the ability to spread the cost of purchases over time, especially with promotional offers like interest-free periods on larger transactions. It’s helped me budget more effectively without needing to pay everything upfront. I also like how seamlessly it integrates with PayPal—there’s no extra hassle at checkout, and everything is easy to track within my account. The transparency around payments, due dates, and balances makes it simple to stay on top of things. Overall, PayPal Credit has been a reliable and user-friendly option for managing purchases, and I’d definitely recommend it to anyone looking for a bit more financial flexibility. Reviewed on: 6th May 2026
Sarah W's avatar
Sarah W

Easy to use.

5
Easy to use. I use it all the time to make purchases and transfer money. Reviewed on: 6th May 2026
Sandra M's avatar
Sandra M

5* service

5
I've been a paypal user for 10+ years, I've never been disappointed. Very safe and convenient, the credit option has made it possible to make big purchases easier cause the cost is split or there's a pay later option. Reviewed on: 6th May 2026
Teek's avatar
Teek

Easy ,safe, great , simple to use .

5
Easy ,safe, great , simple to use . Reviewed on: 6th May 2026
chris Weilding's avatar
chris Weilding

Excellent customer service.

5
Excellent customer service. Easy to use Reviewed on: 6th May 2026
Roma A's avatar
Roma A

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