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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (173626 reviews)

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4.73

Based on 172,574 reviews, last reviewed 9th Jul 2026

1417% increase in 5 star reviews

in the past 90 days

1386% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

All good no problems. All good no problems. Easy to use interface. Reviewed on: 9th July 2026

Latest lowest rating:

1

I have had one very unpleasant experience with PayPa... I have had one very unpleasant experience with PayPal, they offered no support regardless of an exceptional circumstance and regardless of my excellen... Read more Reviewed on: 9th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (173628)

The in-app experience is very user friendly and make...

The in-app experience is very user friendly and makes any upgrades or applications for credit smooth and easy. Reviewed on: 7th July 2026

Useful to split payments up or have a interest free...

Useful to split payments up or have a interest free 4 month break for payments Reviewed on: 7th July 2026

Ok no hassle

Used for my phone from voxi . Easy to set up . So far no issues Reviewed on: 7th July 2026

very easy to use and versatile

I find paypal very easyvto use, and versatile especially when I want to jake a bigger than normal purchase and I can use the pay in 3. Reviewed on: 7th July 2026

Great experience with PayPal Credit.

Great experience with PayPal Credit. The application process was quick and straightforward, the account is easy to manage, and the flexible payment options have been really helpful. Everything has worked smoothly so far, and I’d happily recommend it. Reviewed on: 7th July 2026

Excellent service and easy to use

I’ve been using PayPal Credit for a while now and have had a really positive experience. It’s straightforward to use, payments are easy to manage, and the app and website make it simple to keep track of my balance and due dates. The flexibility of spreading the cost of purchases has been really helpful, and I’ve found the service to be reliable and convenient. Overall, it’s been a great way to manage larger purchases, and I wouldn’t hesitate to recommend it to others. Reviewed on: 7th July 2026

Spread the Cost of Larger Purchases.

So pleased that PayPal credit allowed me to finally get a greenhouse by spreading the payments over four months but without having to pay interest. I find it easy to make payments and it's very useful for larger purchases. So glad I applied last year. Reviewed on: 7th July 2026

Good when I needed money back from ppl

Good when I needed money back from ppl Reviewed on: 7th July 2026

Easy and Reliable

I’ve been using the PayPal app for quite some time now, and based on my experience, it’s been excellent. The app is easy to use, reliable, and makes managing transactions simple and convenient. Reviewed on: 7th July 2026

Never had 1 problem

Every time l use paypal its a smooth transaction. I know l can trust them. Reviewed on: 7th July 2026

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