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PayPal: PayPal Credit reviews

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4.90
Based on 108,057 reviews, last reviewed 16th May 2026
2638750% increase in 5 star reviews
in the past 90 days
7600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I always find PayPal and have my back! I always find PayPal and have my back! Reviewed on: 16th May 2026
Karen Ann's avatar
Karen Ann

Latest lowest rating:

2

My experience with PayPal was very frustrating. My experience with PayPal was very frustrating. I used PayPal Pay in 3 to buy three home items. One item, the bed, was missing for weeks and the selle... Read more Reviewed on: 15th May 2026
Sandra 's avatar
Sandra
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (108057)

Good experience with PayPal, really enjoyed how easy...

5
Good experience with PayPal, really enjoyed how easy it is Reviewed on: 6th May 2026
Fraser W's avatar
Fraser W

Excellent money management

5
I am using paypal last 15 years i have never bad experience with account always good support and easy access to everything very good service and excellent money management Reviewed on: 6th May 2026
Aarif Malek's avatar
Aarif Malek

Using PayPal Credit has been a really convenient and...

5
Using PayPal Credit has been a really convenient and flexible way to manage my spending. One of the biggest advantages is the ability to spread the cost of purchases over time, especially with promotional offers like interest-free periods on larger transactions. It’s helped me budget more effectively without needing to pay everything upfront. I also like how seamlessly it integrates with PayPal—there’s no extra hassle at checkout, and everything is easy to track within my account. The transparency around payments, due dates, and balances makes it simple to stay on top of things. Overall, PayPal Credit has been a reliable and user-friendly option for managing purchases, and I’d definitely recommend it to anyone looking for a bit more financial flexibility. Reviewed on: 6th May 2026
Sarah W's avatar
Sarah W

Easy to use.

5
Easy to use. I use it all the time to make purchases and transfer money. Reviewed on: 6th May 2026
Sandra M's avatar
Sandra M

5* service

5
I've been a paypal user for 10+ years, I've never been disappointed. Very safe and convenient, the credit option has made it possible to make big purchases easier cause the cost is split or there's a pay later option. Reviewed on: 6th May 2026
Teek's avatar
Teek

Easy ,safe, great , simple to use .

5
Easy ,safe, great , simple to use . Reviewed on: 6th May 2026
chris Weilding's avatar
chris Weilding

Excellent customer service.

5
Excellent customer service. Easy to use Reviewed on: 6th May 2026
Roma A's avatar
Roma A

Paypal is very reliable, customer service/support ar...

5
Paypal is very reliable, customer service/support are swift to answering queries, the financial percentages to credit are great. Reviewed on: 6th May 2026
Ogbemudia O's avatar
Ogbemudia O

More work is required to make this a go to Bank

3
The interface is confusing and there is a lag between adding and removing funds and often you can add the same sum twice Often as in my case I have had the funds sitting for 5 days despite coming directly from my account.A good bank ie Starling the funds move instantly Pay pal there is an old style cheque is in the post syndrome making day to day transactions unreliable its almost as if Pay pal are sitting on the money for their own interest and charging the customer Reviewed on: 6th May 2026
Sixpence's avatar
Sixpence

Very easy to use with just a click of the mouse.

5
Very easy to use with just a click of the mouse.Used paypal credit many times and would highly reccemend it to anyone Reviewed on: 6th May 2026
Roger Bowen's avatar
Roger Bowen

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