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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (108035 reviews)

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4.90

Based on 108,035 reviews, last reviewed 16th May 2026

2637850% increase in 5 star reviews

in the past 90 days

7600% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

4

An excellent financial provider Only problem I have experienced is when l change of debit orders other than they are overall an excellent financial provider service. Reviewed on: 16th May 2026

Latest lowest rating:

2

My experience with PayPal was very frustrating. My experience with PayPal was very frustrating. I used PayPal Pay in 3 to buy three home items. One item, the bed, was missing for weeks and the selle... Read more Reviewed on: 15th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (108035)

No PayPal WHY !!! Get the app

Easy to use ! App allows you to keep track & 3 months credit is very handy Notifications of account status is also very helpful Reviewed on: 6th May 2026

Easy to use platform

Easy to use platform, intuitive to navigate, great transparency on payments required and credit balance Reviewed on: 6th May 2026

A great safe way to pay for goods

A great safe way to pay for goods Very helpful / Understanding staff & Get thing done Reviewed on: 6th May 2026

Proudly Protected with PayPal

PayPal Credit have always provided me personally with an excellent customer experience, when I have needed it the most. Whether for unexpected urgent purchases, making a the budget spread, taking off the pressure and making life that little bit easier. The lending structure and information is clear, concise, fair and affordable. The support staff are always highly professional and helpful. Overall PayPal is always my 1st choice finance option, I trust PayPal with my purchases, feel protected and insured when buying online and in store. Thank you PayPal for your unsurpassed service! Reviewed on: 6th May 2026

Never had any issues using paypal

Never had any issues using paypal Reviewed on: 6th May 2026

Always easy to use

Always easy to use never have any problems when using. Reviewed on: 6th May 2026

Paypal credit is way to pay

Easy to pay and spread the cost using PayPal credit Reviewed on: 6th May 2026

They need to give more time in their repayment plan...

They need to give more time in their repayment plan at 6 months to 1 year interest free instead of the 3 months repayment plan. Reviewed on: 6th May 2026

Excellent and easy to use - found using PayPal credi...

Excellent and easy to use - found using PayPal credit was accessible with most retailers and gives you peace of.mind because it is PayPal Reviewed on: 6th May 2026

Very easy and convenient to use.

Very easy and convenient to use. I feel comfortable and secure paying with pay pal and use it often. I will continue to use this service and I will pull highly recommend. Reviewed on: 6th May 2026

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