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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (173927 reviews)

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4.73

Based on 172,574 reviews, last reviewed 9th Jul 2026

1417% increase in 5 star reviews

in the past 90 days

1386% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

All good no problems. All good no problems. Easy to use interface. Reviewed on: 9th July 2026

Latest lowest rating:

1

I have had one very unpleasant experience with PayPa... I have had one very unpleasant experience with PayPal, they offered no support regardless of an exceptional circumstance and regardless of my excellen... Read more Reviewed on: 9th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (173973)

Top rated provider

Never have issues when using paypal Reviewed on: 7th July 2026

Paypal review

ve been using PayPal for a while now, and it’s been one of the easiest and most reliable ways to manage my money online. Sending and receiving payments is fast, and I’ve never had any issues with security. The app is simple to use, and I like that I can pay for purchases without sharing my bank or card details with every website. Customer support has also been helpful whenever I’ve needed assistance. Overall, PayPal has made online payments stress-free, and I’d definitely recommend it to anyone looking for a safe and convenient payment service. Reviewed on: 7th July 2026

Quick and easy to use when purchasing from online re...

Quick and easy to use when purchasing from online retailers. I also like the security process before making any payments. Easy to set up direct debits with your bank and also I like the credit / debit cards which I use from time to time. Reviewed on: 7th July 2026

Excellent customer service and very efficient

Excellent customer service and very efficient Reviewed on: 7th July 2026

My Finances have improved massively since I started...

My Finances have improved massively since I started using PayPal.. Reviewed on: 7th July 2026

Always loved PayPal credit, apr is great and never f...

Always loved PayPal credit, apr is great and never feel stressed by emails being chased or anything, use this over my credit cards if possible Reviewed on: 7th July 2026

I am very satisfied.

I am very satisfied. Helpful, understanding = I am happy. Reviewed on: 7th July 2026

SPEED AND RELIABILITY

Quick and hassle-free access to payment. Reviewed on: 7th July 2026

Love paypal

Love paypal credit as you can spread payments Reviewed on: 7th July 2026

Paypal is the convenient way to pay for items online...

Paypal is the convenient way to pay for items online or at a restaurant. It's easy and safe. That's what's important today because if you lose a card it's likely that the thief can simply swipe your card. You don't have to worry about loosing a card, all you have to do is remember your password. That can be change quickly if necessary. Sometime there are things online that won't take Paypal which is unfortunate. I know there are many other features like paying in three instalments or even having a card but I refuse to pay in instalments if I have to. Reviewed on: 7th July 2026

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