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PayPal: PayPal Credit reviews

4.73
Based on 172,574 reviews, last reviewed 9th Jul 2026
1417% increase in 5 star reviews
in the past 90 days
1386% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

All good no problems. All good no problems. Easy to use interface. Reviewed on: 9th July 2026
Daniel Lordan's avatar
Daniel Lordan

Latest lowest rating:

1

I have had one very unpleasant experience with PayPa... I have had one very unpleasant experience with PayPal, they offered no support regardless of an exceptional circumstance and regardless of my excellen... Read more Reviewed on: 9th July 2026
Claire's avatar
Claire

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (174101)

Statements are confusing specially looking at online...

5
Statements are confusing specially looking at online transaction in credits Reviewed on: 7th July 2026

PayPal are useful.

4
PayPal are useful. The thing that makes them so.is that they are easy to raise payment disputes with. This should be standard with all payment methods. But as PayPal does it well I use them. Reviewed on: 7th July 2026

PayPal is my online go to

5
I always use PayPal for my online transactions, it’s easy, stress free and reliable Reviewed on: 7th July 2026

Always happy with PayPal reliable and reasonable ser...

5
Always happy with PayPal reliable and reasonable service Reviewed on: 7th July 2026

Straight forward, new ways to pay with card, interes...

5
Straight forward, new ways to pay with card, interest free options, all good Reviewed on: 7th July 2026

I very recommended PayPal.

5
I very recommended PayPal. You pay back exactly what You borrowed no fee on top. Reviewed on: 7th July 2026

Excellent way of payment.

5
Excellent way of payment. Very reliable and recommendable Reviewed on: 7th July 2026

Very Good Platform to use.

5
Very Good Platform to use.So far very happy to use it. Reviewed on: 7th July 2026

i find PayPal easy

5
i find PayPal easy to use ,easy to understand ,easy to manage ,both it and my account.you always know where you stand thanks to statements Reviewed on: 7th July 2026

Easy access to credit

5
It s easy to access inofrmation and for large orders I have used the facility to great benefit. I use both the pay-in-three and full credit facilites and they have worked fine for me. I like too that I get reminded when the credit period is coming to an end giving me time to pay up! Reviewed on: 7th July 2026

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