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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (174179 reviews)

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4.73

Based on 174,092 reviews, last reviewed 9th Jul 2026

1375% increase in 5 star reviews

in the past 90 days

1263% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

"I highly recommend PayPal Credit for anyone looking... "I highly recommend PayPal Credit for anyone looking for a flexible way to finance online shopping. The biggest advantage is the 0% interest offer for... Read more Reviewed on: 9th July 2026

Latest lowest rating:

2

The card keeps being rejected and I lose out on my p... The card keeps being rejected and I lose out on my points and it's embarrassing when it's declined Reviewed on: 9th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (174192)

One of the most effective and Safe way to conduct a...

One of the most effective and Safe way to conduct a transaction. Reviewed on: 7th July 2026

Great way to Pay

Very easy process and good updates and informations about due payments etc. it’s a really great way to help spread payments Reviewed on: 7th July 2026

Flexible

Excellent pay pal fiv s you the flexibility to pay that no bank offers . Pay in 3 is a great way of spreading the cost Reviewed on: 7th July 2026

My experience with PayPal has always been very posit...

My experience with PayPal has always been very positive Reviewed on: 7th July 2026

Always use PayPal for added security .

Always use PayPal as it provides added security. Reviewed on: 7th July 2026

High five PayPal

It’s a fantastic product that helps folk spread the cost of buying in these difficult times. Reviewed on: 7th July 2026

Great helpful

Always helped when have problems with suppliers Reviewed on: 7th July 2026

I have nothing but good to say about PayPal.

I have nothing but good to say about PayPal. I use them for many of my purchases using both direct payments and flexible payments. I find the flexible payments are great for holidays and larger purchases. I always insure I pay within the given period to avoid any interest payments that are well explained upfront. On a couple of occasions where purchases have gone wrong for different reasons they have refunded any payments made after investigating the circumstances. I all a great company in every way in my experience. Reviewed on: 7th July 2026

PayPal sorted out my refund with a supplier

I had a problem with a supplier & PayPal sorted it out & got my money back straight away Reviewed on: 7th July 2026

I’ve had a very positive experience with PayPal Credit.

I’ve had a very positive experience with PayPal Credit. The application process was quick and straightforward, and the account has been easy to manage. Payments are simple to make, the app is user-friendly, and customer service has always been helpful whenever I’ve needed assistance. It’s been a convenient and reliable way to spread the cost of purchases. I would definitely recommend it. Reviewed on: 7th July 2026

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