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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (174223 reviews)

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4.73

Based on 174,092 reviews, last reviewed 9th Jul 2026

1375% increase in 5 star reviews

in the past 90 days

1263% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

"I highly recommend PayPal Credit for anyone looking... "I highly recommend PayPal Credit for anyone looking for a flexible way to finance online shopping. The biggest advantage is the 0% interest offer for... Read more Reviewed on: 9th July 2026

Latest lowest rating:

2

The card keeps being rejected and I lose out on my p... The card keeps being rejected and I lose out on my points and it's embarrassing when it's declined Reviewed on: 9th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (174229)

I prefer making all of my online transactions with P...

I prefer making all of my online transactions with PayPal for security reasons. If things for wrong I am guaranteed PayPal will do something about it. Reviewed on: 7th July 2026

First class

Very efficient quick and secure first class Reviewed on: 7th July 2026

Good reward scheme and excellent customer service

Good reward scheme and excellent customer service Reviewed on: 7th July 2026

I had a great experience with PayPal customer service.

I had a great experience with PayPal customer service. The representative was friendly, professional, and resolved my issue quickly. They explained everything clearly and made the whole process easy and stress-free. I’m very satisfied with the support I received and appreciate the excellent service. Thank you! Reviewed on: 7th July 2026

Quick to set up and easy to use.

Quick to set up and easy to use. Can use on most websites and if apply for a card can use anywhere Reviewed on: 7th July 2026

Great service.

Great service. Customer service prompt and helpful Reviewed on: 7th July 2026

It has been to use the PayPal services over the years.

It has been to use the PayPal services over the years. The app is easy. Reviewed on: 7th July 2026

Carlito B

Customer service could be more onto the point as sometimes is not clear and long time to wait for the respond Reviewed on: 7th July 2026

Give me the grand!

Excellent, give me the grand. It’s why I’m here. Reviewed on: 7th July 2026

Great way of spreading costs of spending.

Great way of spreading costs of spending. All upcoming payments are clearly advised in advance. Reviewed on: 7th July 2026

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