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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 108,218 reviews, last reviewed 16th May 2026
2646100% increase in 5 star reviews
in the past 90 days
7700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Payypal has given me hope to have a credit card... Paypal has given me hope to have a credit card again Reviewed on: 16th May 2026
Doris Bramson's avatar
Doris Bramson

Latest lowest rating:

1

Terrible app interaction Terrible app interaction not for me Reviewed on: 16th May 2026
Jamie P's avatar
Jamie P
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (108218)

Always a quick and easy transaction and the app is r...

5
Always a quick and easy transaction and the app is really good Reviewed on: 6th May 2026
Peter B's avatar
Peter B

Paypal Credit - I'd buy that for a dollar!

5
Always been a pleasant experience the apps is easy to use and understand and the service is easy to use. Reviewed on: 6th May 2026
Jon P's avatar
Jon P

Good customer service.

4
Ive contacted pay pal and number of time and they are always very helpful. I would recommend . I would like to increase my limit and they helped in a positive way. Reviewed on: 6th May 2026
Mark Giles's avatar
Mark Giles

Very useful to pay for gadgets or holidays.

5
Very useful to pay for gadgets or holidays. Been using it for years to split costs for my photography and electronics hobbies. Reviewed on: 6th May 2026
Tudor L's avatar
Tudor L

Always reliable, easy to use, good customer service

5
Always reliable, easy to use, good customer service Reviewed on: 6th May 2026
Drew M's avatar
Drew M

Always felt very safe using PayPal fantastic service...

5
Always felt very safe using PayPal fantastic service and always been an extremely helpful Reviewed on: 6th May 2026
Jack W's avatar
Jack W

I've never had an issue in all the years I've used P...

5
I've never had an issue in all the years I've used PayPal, never needed to contact customer services etc, I've been incredibly happy with both products and services! Reviewed on: 6th May 2026
Kammy68's avatar
Kammy68

Excellent customer service whenever I do have any is...

5
Excellent customer service whenever I do have any issues they do resolve staff is very kind and help full 100% satisfy.. Reviewed on: 6th May 2026
Muhammad I's avatar
Muhammad I

Good to use for blue points and having 0%interest fo...

5
Good to use for blue points and having 0%interest for 4 months, when in a difficult time, it's very handy to have. Reviewed on: 6th May 2026
Thomas 's avatar
Thomas

Paypal credit is great.

5
Paypal credit is great... has a great app so you can navigate real easy.. see all transactions and balance. Reviewed on: 6th May 2026
Kim T's avatar
Kim T

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