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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (174244 reviews)

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4.73

Based on 174,092 reviews, last reviewed 9th Jul 2026

1375% increase in 5 star reviews

in the past 90 days

1263% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

"I highly recommend PayPal Credit for anyone looking... "I highly recommend PayPal Credit for anyone looking for a flexible way to finance online shopping. The biggest advantage is the 0% interest offer for... Read more Reviewed on: 9th July 2026

Latest lowest rating:

2

The card keeps being rejected and I lose out on my p... The card keeps being rejected and I lose out on my points and it's embarrassing when it's declined Reviewed on: 9th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (174252)

Had my heart set on some items which were a real pic...

Had my heart set on some items which were a real pick me up treat and I was able to indulge thanks to interest free credit made available to me. I then made sure I paid it all off before accruing any interest so it was a win win for me. Reviewed on: 7th July 2026

All round very easy to use app and great service.

All round very easy to use app and great service. Very impressed. I’ve used PayPal over many years for different purchases and 0% interest offers for a few months for larger purchases which have been very useful. Reviewed on: 7th July 2026

Iv never had any failed payment, and there has never...

Iv never had any failed payment, and there has never been a problem with refunds. Overall excellent. Reviewed on: 7th July 2026

PayPal has literally been a life saver when I came t...

PayPal has literally been a life saver when I came to furnish my first home and purchase appliances, on a budget as a single person household it is very difficult to build a home I found it near to impossible if it wasn’t for PayPal it wouldn’t have been possible. Reviewed on: 7th July 2026

Totally recommend PayPal outstanding customer servic...

Totally recommend PayPal outstanding customer service advisors who care . excellent options for payment for purchases Reviewed on: 7th July 2026

Great service

I was having issues with a retailer, PayPal offered support with no hassle. Reviewed on: 7th July 2026

Excellent, would highly recommend always

Ive used paypal for many years never had any issues, great payment options always recommend to others, so easy to use would never change its an excellent way to pay. Thank you so much Reviewed on: 7th July 2026

The 4 months interest free is great.

The 4 months interest free is great. I have never gone past this so can't speak on paying back credit over a longer period of time. The 4 months period makes it so much easier to make purchases that are needed and could be afforded in the next few months but we are only being held back by struggling at that specific time. Reviewed on: 7th July 2026

Easy, clear & fast

Super easy, clear and fast to use, I found great the rewards scheme. Reviewed on: 7th July 2026

Pay Pay is a easy credit card to use.

Pay Pay is a easy credit card to use. There's no fuss and you can keep track off your account online Reviewed on: 7th July 2026

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