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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (108253 reviews)

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4.90

Based on 108,253 reviews, last reviewed 16th May 2026

2647550% increase in 5 star reviews

in the past 90 days

7700% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Great service . Great service . Never an issue. 4 months interest free helps when ur on a low income Reviewed on: 16th May 2026

Latest lowest rating:

1

Terrible app interaction Terrible app interaction not for me Reviewed on: 16th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (108253)

PayPal has been a life saver when needing purchases...

PayPal has been a life saver when needing purchases at short notice and being able to spread the cost over a period of time. It's easy to use and convenient and regularly inform of pay dates. I've found it to be an excellent and balanced way to purchase and payback. Reviewed on: 6th May 2026

Easy to use interface and service replies

Easy to use interface and service replies Reviewed on: 6th May 2026

Happy with PayPal for several years.

I have dealt with PayPal for several years. It is my to go to payment method for a number of reasons. Ease of use, popular service with customers and service providers, ease of cancellation and recoup of payments made by mistake or oversight. Reviewed on: 6th May 2026

Simple application and swift agreement

Simple application and swift agreement Reviewed on: 6th May 2026

Excellent

Fast and easy to buy through pay pal Reviewed on: 6th May 2026

I Love PayPal

PayPal has always been great. If there’s a problem they solve it and PayPal Credit is awesome. Reviewed on: 6th May 2026

I’ve been through a lot of fortunate situations my a...

I’ve been through a lot of unfortunate situations from my account or I’ve been through a lot of issues with my PayPal account, but they’ve always managed to sort it out of no distress no problem Reviewed on: 6th May 2026

Never a bad experience, helped me in many situations

Never a bad experience, helped me in many situations Reviewed on: 6th May 2026

Credit You Can Trust

PayPal Credit allows me flexibility with purchases and the confidence to make larger purchases with payments stretched from 3-12 months interest free. I can easily access my account to see my balance and budget accordingly. It makes life easier and more affordable. Reviewed on: 6th May 2026

The website is easy to use.

The website is easy to use. Any issues that may arise are resolved without fuss. PayPal credit provides me with the flexibility to make my funds stretch when I need it the most. Reviewed on: 6th May 2026

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