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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (174266 reviews)

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4.73

Based on 174,092 reviews, last reviewed 9th Jul 2026

1375% increase in 5 star reviews

in the past 90 days

1263% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

"I highly recommend PayPal Credit for anyone looking... "I highly recommend PayPal Credit for anyone looking for a flexible way to finance online shopping. The biggest advantage is the 0% interest offer for... Read more Reviewed on: 9th July 2026

Latest lowest rating:

2

The card keeps being rejected and I lose out on my p... The card keeps being rejected and I lose out on my points and it's embarrassing when it's declined Reviewed on: 9th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (174268)

PayPal help me a lot when I’m have problem to the s...

PayPal help me a lot when I’m have problem to the seller Reviewed on: 7th July 2026

Always works efficiently, has everything I need when...

Always works efficiently, has everything I need when I need it and easy to use Reviewed on: 7th July 2026

Great Customer Service

Great phone service when needed. Good claim resolutions. Flexible and professional. Reviewed on: 7th July 2026

I was disappointed with my experience when I had to...

I was disappointed with my experience when I had to claim for a purchase and I thought I was protected by using PayPal but it was nothing but a complete waste of time and money. I will stick with credit card from now on and avoid PayPal wherever I can. Reviewed on: 7th July 2026

great service when calling paypal credit - advisors...

great service when calling paypal credit - advisors more than really helpful and sort the issue immediately or set out the clear timescale if in terms of refund etc Reviewed on: 7th July 2026

Easy to use through varying websites.

Easy to use through varying websites. Was even better when they introduced the physical card too so can be used on other purchases that aren’t online. Reviewed on: 7th July 2026

Had my heart set on some items which were a real pic...

Had my heart set on some items which were a real pick me up treat and I was able to indulge thanks to interest free credit made available to me. I then made sure I paid it all off before accruing any interest so it was a win win for me. Reviewed on: 7th July 2026

All round very easy to use app and great service.

All round very easy to use app and great service. Very impressed. I’ve used PayPal over many years for different purchases and 0% interest offers for a few months for larger purchases which have been very useful. Reviewed on: 7th July 2026

Iv never had any failed payment, and there has never...

Iv never had any failed payment, and there has never been a problem with refunds. Overall excellent. Reviewed on: 7th July 2026

PayPal has literally been a life saver when I came t...

PayPal has literally been a life saver when I came to furnish my first home and purchase appliances, on a budget as a single person household it is very difficult to build a home I found it near to impossible if it wasn’t for PayPal it wouldn’t have been possible. Reviewed on: 7th July 2026

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