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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (174284 reviews)

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4.73

Based on 174,092 reviews, last reviewed 9th Jul 2026

1375% increase in 5 star reviews

in the past 90 days

1263% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

"I highly recommend PayPal Credit for anyone looking... "I highly recommend PayPal Credit for anyone looking for a flexible way to finance online shopping. The biggest advantage is the 0% interest offer for... Read more Reviewed on: 9th July 2026

Latest lowest rating:

2

The card keeps being rejected and I lose out on my p... The card keeps being rejected and I lose out on my points and it's embarrassing when it's declined Reviewed on: 9th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (174291)

Great service and reliable Easy to use

Great service and reliable Easy to use Reviewed on: 7th July 2026

Great, easy and simple to deal with

Great, easy and simple to deal with Reviewed on: 7th July 2026

Your app is very friendly and easy to use.

Your app is very friendly and easy to use. I love that you recently made possible having a credit card. Overall I am happy with your services, never had any issues. Reviewed on: 7th July 2026

PayPal is an outstanding retail finance provider tha...

PayPal is an outstanding retail finance provider that makes online payments fast, secure, and convenient. The platform is easy to use, offers reliable buyer protection, and provides seamless transactions for both personal and business needs. Its excellent customer support and trusted reputation make it a top choice for managing payments. I highly recommend PayPal to anyone looking for a dependable and efficient financial service. Reviewed on: 7th July 2026

Card worked abroad and had no fees, the interest fre...

Card worked abroad and had no fees, the interest free for four months is a massive help Reviewed on: 7th July 2026

Always easy and with no issues.

Always easy and with no issues. The service you can trust. Reviewed on: 7th July 2026

Its straightforward and everything it's user friendl...

Its straightforward and everything it's user friendly and explained Reviewed on: 7th July 2026

Very smooth transactions and well thought out UI

Very smooth transactions and well thought out UI Reviewed on: 7th July 2026

I trust PayPal to keep my money safe and secure, I’v...

I trust PayPal to keep my money safe and secure, I’ve used it for years and never had a problem. Reviewed on: 7th July 2026

My pay buddy

Never had a bad experience or problem using PayPal which I use every week good security and service easy to pay everything with paypal and I feel safe when paying online and easy to use app Reviewed on: 7th July 2026

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