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PayPal: PayPal Credit reviews

4.90
Based on 108,296 reviews, last reviewed 16th May 2026
2649450% increase in 5 star reviews
in the past 90 days
7700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

A good credit card system, with a snag to be aware of! A good credit card system, although I didn't realise when you make. a payment to PayPal it can take quite a few days to credit your account after you'... Read more Reviewed on: 16th May 2026
David Short's avatar
David Short

Latest lowest rating:

1

Terrible app interaction Terrible app interaction not for me Reviewed on: 16th May 2026
Jamie P's avatar
Jamie P

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (108296)

Security and reassurance

5
I use Paypal when ever possible on line as it gives me the reassurance that my transaction is very well protected Reviewed on: 6th May 2026

PayPal has been great

5
PayPal has been a platform I’ve used for my transactions for the many years and the service has been amazing. Security features Paypal has put in place to protect my details are really welcome -and appreciated. Reviewed on: 6th May 2026

PayPal security and PayPal Credit is the best!

5
I love the security PayPal gives users and applying for credit was so easy. Now I buy what I want and pay monthly for everything! Reviewed on: 6th May 2026

Reliable and easy to deal with, customer service is...

5
Reliable and easy to deal with, customer service is great. And the benefits are really good also Reviewed on: 6th May 2026

great service, and friendly reliable customer service

5
great service, and friendly reliable customer service Reviewed on: 6th May 2026

Excellent customer service and prompt dispute resolu...

5
Excellent customer service and prompt dispute resolution Reviewed on: 6th May 2026

Love it.

5
Loving, caring and excellent. Recommended. Reviewed on: 6th May 2026

I always use Paypal for purchases online

5
I always use Paypal for purchases online because I think it is a safer way to pay. I also use Paypal Credit now and again when I need extra financial support. The interest rate is reasonable and I am never hassled. Reviewed on: 6th May 2026

I’ve been using PayPal for over 10 years, and it rem...

5
I’ve been using PayPal for over 10 years, and it remains my go-to for online transactions. In an industry where new payment apps pop up every month, PayPal’s longevity is a testament to its security and ease of use. Reviewed on: 6th May 2026

simple to use with a range of options

5
simple to use with a range of options Reviewed on: 6th May 2026

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