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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (174325 reviews)

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4.73

Based on 174,092 reviews, last reviewed 9th Jul 2026

1375% increase in 5 star reviews

in the past 90 days

1263% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

"I highly recommend PayPal Credit for anyone looking... "I highly recommend PayPal Credit for anyone looking for a flexible way to finance online shopping. The biggest advantage is the 0% interest offer for... Read more Reviewed on: 9th July 2026

Latest lowest rating:

2

The card keeps being rejected and I lose out on my p... The card keeps being rejected and I lose out on my points and it's embarrassing when it's declined Reviewed on: 9th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (174345)

I prefer using PayPal because it offers a secure and...

I prefer using PayPal because it offers a secure and convenient platform for online transactions, supports multiple currencies, and has a wide acceptance among merchants. Reviewed on: 7th July 2026

PayPal is an amazing app.

PayPal has been an amazing app. Booking travel quickly has been a life saver. The protection it offers has been excellent. A couple of years ago I had a an issue with a fake donation page. PayPal refunded my money and resolved the issue. Great for small indpendent buisness as well. Reviewed on: 7th July 2026

I have use PayPal for a number of years, I find it v...

I have use PayPal for a number of years, I find it very easy to use and convenient. Reviewed on: 7th July 2026

Secure, reliable, and user-friendly.

Secure, reliable, and user-friendly. Reviewed on: 7th July 2026

Great feature of PayPal.

Great feature of PayPal. I've never had issues with it and the credit limits are very fair. Reviewed on: 7th July 2026

Paypal Credit is a fast and easy

Paypal Credit is a fast and efficient way to make purchases and spread the cost thus making easy monthly installments. Easy to use, been using Paypal Credit for years very successfully. So many thanks Paypal Reviewed on: 7th July 2026

I feel I can trust PayPal as it is so secure.

I feel I can trust PayPal as it is so secure. The communication is excellent so I always know what the current situation is. I like the credit options such as ‘Pay in Three’ or 4 months interest free credit. Reviewed on: 7th July 2026

Easy to use quick you get a monthly statement so yo...

Easy to use quick you get a monthly statement so you know where you are and you also get reminders so you never miss payments Reviewed on: 7th July 2026

Paypal has been helpful helping people to meet their...

Paypal has been helpful helping people to meet their financial goals Reviewed on: 7th July 2026

Great and safe to use.

Great and safe to use.My favourite way of paying. Reviewed on: 7th July 2026

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