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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 108,346 reviews, last reviewed 16th May 2026
2651700% increase in 5 star reviews
in the past 90 days
7700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excelent service I’ve been using PayPal for many years and have never had a problem fantastic service and very helpful Reviewed on: 16th May 2026
Shirley W's avatar
Shirley W

Latest lowest rating:

1

Terrible app interaction Terrible app interaction not for me Reviewed on: 16th May 2026
Jamie P's avatar
Jamie P
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (108346)

I have an unorganised payment go out and pal pay ref...

5
I have an unorganised payment go out and pal pay refund the money back straight away Reviewed on: 6th May 2026
Steven g's avatar
Steven g

good app

3
The functions well, the service is correct. Reviewed on: 6th May 2026
Chris d's avatar
Chris d

Great overall service

5
PayPal has banking sewn up they offer a great service , amazingly flexible payment plans , with terrific interest rates to suit everyone! Reviewed on: 6th May 2026
Antonia Duffy's avatar
Antonia Duffy

The app runs smoothly and integrates well with the s...

5
The app runs smoothly and integrates well with the shopping experience. Reviewed on: 6th May 2026
JGeaves 's avatar
JGeaves

Fantastic experience would highly recommend I've had...

5
Fantastic experience would highly recommend I've had no problems at all Reviewed on: 6th May 2026
Gemma's avatar
Gemma

Makes shopping affordable

5
Always there when I need it and makes larger purchases affordable and within my budget Reviewed on: 6th May 2026
Chic harvey's avatar
Chic harvey

Easy to use.

5
Easy to use. Available on most buying platforms Reviewed on: 6th May 2026
Jane B's avatar
Jane B

Paypal are the best helps with thing excellent

5
Paypal are the best helps with things Reviewed on: 6th May 2026
Janet winter 's avatar
Janet winter

Seamless!

5
I have frequently used the Pay in Three' facility and the process has been seamless with excellent access to full transaction details. Reviewed on: 6th May 2026
BRIAN's avatar
BRIAN

PayPal credit gives you more than enough time to pay...

5
PayPal credit gives you more than enough time to pay for things you buy with it. Even more so than other BNPL methods. I’ve never had any problems paying back the money either. The only thing I’d suggest is reminders. Reviewed on: 6th May 2026
Samuel O's avatar
Samuel O

Review PayPal: PayPal Credit now

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