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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (174527 reviews)

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4.73

Based on 174,092 reviews, last reviewed 9th Jul 2026

1375% increase in 5 star reviews

in the past 90 days

1263% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

"I highly recommend PayPal Credit for anyone looking... "I highly recommend PayPal Credit for anyone looking for a flexible way to finance online shopping. The biggest advantage is the 0% interest offer for... Read more Reviewed on: 9th July 2026

Latest lowest rating:

2

The card keeps being rejected and I lose out on my p... The card keeps being rejected and I lose out on my points and it's embarrassing when it's declined Reviewed on: 9th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (174540)

Easy way to spread the cost of a larger purchase

Easy way to spread the cost of a larger purchase Reviewed on: 7th July 2026

Well protected easy way to spread costs

Well protected easy way to spread costs Reviewed on: 7th July 2026

PayPal is extremely important to my financial securi...

PayPal is extremely important to my financial security and I rely on PayPal everyday. Reviewed on: 7th July 2026

VERY GOOD ARE PAYPAL AND IF YOU HAVE PROBLEM ,THEY A...

VERY GOOD ARE PAYPAL AND IF YOU HAVE PROBLEM ,THEY ARE VERY QUICK TO HELP SO I WILL GIVE THEM 10/10 FOR JUST BEING PAYPAL AND GREAT STAFF ,THANK YOU . Reviewed on: 7th July 2026

Very useful for online purchases

Very useful for online purchases Reviewed on: 7th July 2026

Easy to use and convenient to you online

Easy to use and convenient to you online Reviewed on: 7th July 2026

All ways on time with payments brilliant , on the ph...

All ways on time with payments brilliant , on the phone they all way help me with any questions and polite Reviewed on: 7th July 2026

It’s so easy to pay with PayPal and also the pay in...

It’s so easy to pay with PayPal and also the pay in 3 is ideal to split the cost when buying. Reviewed on: 7th July 2026

I find everything excellent , the services is good too

I find everything excellent , the services is good too Reviewed on: 7th July 2026

PayPal credit is help in need.

PayPal credit is such an amazing offer as you can spread repayment over 4 months and you don’t have to worry about interest rates. I stopped using my credit card since I have PayPal credit . It’s actually helpful for big purchases which can make real difference in quality of your life. Reviewed on: 7th July 2026

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