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PayPal: PayPal Credit reviews

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4.90
Based on 108,428 reviews, last reviewed 16th May 2026
2655350% increase in 5 star reviews
in the past 90 days
7700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Good quick easy to pay excellent Good quick easy to pay excellent Reviewed on: 16th May 2026
Miss D's avatar
Miss D

Latest lowest rating:

1

Terrible app interaction Terrible app interaction not for me Reviewed on: 16th May 2026
Jamie P's avatar
Jamie P
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (108428)

User friendly

4
I have had PayPal credit for several years now. It is an easy and flexible way to pay, with 0% interest paid on purchases over 3 months. It is clear and easy to understand and very user friendly Reviewed on: 6th May 2026
elp's avatar
elp

Pay pal, easy, secure and comforting to use

5
Try and use pay pal as much as possible, very secure and very easy to use and manage, makes me feel safer about online purchases if I can pay via pay pal. Reviewed on: 6th May 2026
Sam's avatar
Sam

Good service

4
Never had any issues, quick to resolve any queries Reviewed on: 6th May 2026
Kfg's avatar
Kfg

PayPal is safe, user friendly, efficient & fair

5
Excellent connectivity, usability on the app and connectivity to shopping online. Feel safe using PayPal and the support if there is an issue is always available and always dealt with swiftly, efficiently and fairly.i also find as a slightly older person with a disability, PayPal’s online platform is very user friendly and inclusive. Reviewed on: 6th May 2026
BraveRaven's avatar
BraveRaven

PayPal is a safe and easy way to check out.

5
PayPal is a safe and easy way to check out. The credit option and pay in 3 option always helps me out when I need a little more time to pay but need something ASAP. I would highly recommend PayPal! Reviewed on: 6th May 2026
Chloe 's avatar
Chloe

easy to use, helpful when a purchase goes wrong

5
easy to use, helpful when a purchase goes wrong Reviewed on: 6th May 2026
manc's avatar
manc

I use PayPal pay in three at least once a month, it’...

5
I use PayPal pay in three at least once a month, it’s an excellent way to spread costs. Reviewed on: 6th May 2026
Louise 's avatar
Louise

It's a safe platform and if retailers offer paypal a...

5
It's a safe platform and if retailers offer paypal as payment option, I will be more inclined to buy. Reviewed on: 6th May 2026
Jean's avatar
Jean

Never had an issue with PayPal Credit, and used on s...

5
Never had an issue with PayPal Credit, and used on so many retailers Reviewed on: 6th May 2026
Zoe Tautz-Davis's avatar
Zoe Tautz-Davis

East to use and apply for.

5
East to use and apply for. Flexible options. Has supported me with splitting payments over time. Interest could be lower.. but does match a lot of credit card offers with more options for interested free 3 months. Reviewed on: 6th May 2026
Verity Affleck's avatar
Verity Affleck

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