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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (174677 reviews)

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4.73

Based on 174,092 reviews, last reviewed 9th Jul 2026

1375% increase in 5 star reviews

in the past 90 days

1263% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

"I highly recommend PayPal Credit for anyone looking... "I highly recommend PayPal Credit for anyone looking for a flexible way to finance online shopping. The biggest advantage is the 0% interest offer for... Read more Reviewed on: 9th July 2026

Latest lowest rating:

2

The card keeps being rejected and I lose out on my p... The card keeps being rejected and I lose out on my points and it's embarrassing when it's declined Reviewed on: 9th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (174725)

PayPal is so easy to use.

PayPal is so easy to use. Gives rewards, most places accept PayPal now. Allows me to purchase things and pay off monthly without getting in debt and having extra charges. I couldn’t survive without it in the current economy. Reviewed on: 7th July 2026

I like your pay in 3 facility and paypal credit.

I like your pay in 3 facility and paypal credit. It helps manage large purchases and it accepted with all merchants. Reviewed on: 7th July 2026

Thanks PayPal

Easy and helpful processes and procedures Reviewed on: 7th July 2026

Every time I use paypal it’s gone smoothly,

Every time I use paypal it’s gone smoothly, Reviewed on: 7th July 2026

Quick, easy, and very safe.

Quick, easy, and very safe. Any payment service is very well and offer strong fraud protection. Recommend Paypal. Reviewed on: 7th July 2026

The service is excellent, they provide a brilliant i...

The service is excellent, they provide a brilliant interest free monthly payment scheme. Payment plans suits my budget, and they also provide a cashback service. Reviewed on: 7th July 2026

Happy Customer

I’ve only had good experiences with Paypal Reviewed on: 7th July 2026

Paypal Credit - Easy & Flexible

I've been using PayPal Credit for several years now, and I'm impressed with how much it has improved over time. The service has become even more user-friendly, with helpful new options like the physical card. The application and overall experience remain incredibly straightforward and easy to use. I especially appreciate the 4-month interest-free promotional periods that make larger purchases much more manageable. The addition of the physical PayPal Credit card is a fantastic upgrade, it's convenient for in-store use and adds extra flexibility. Managing my account is effortless through the PayPal app. I can easily check balances, make payments, track spending, and view promotions all in one intuitive place. Overall, PayPal Credit continues to deliver great value and flexibility. It's only gotten better over the years, and I highly recommend it! Reviewed on: 7th July 2026

I have only ever had positive experiences with PayPal.

I have only ever had positive experiences with PayPal. I love the trust element of keeping me and my details sae. Reviewed on: 7th July 2026

Pay pal performing beyond other companies.

Absolutely love pay pal I have never had any issues with them and there customer service are there to genuinely help. Reviewed on: 7th July 2026

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