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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (174920 reviews)

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4.73

Based on 174,829 reviews, last reviewed 10th Jul 2026

1347% increase in 5 star reviews

in the past 90 days

1212% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Ease of use All seemed to go through easily without too much hassle. Reviewed on: 10th July 2026

Latest lowest rating:

2

I working with paypal between 5 or 6 years , when is... I working with paypal between 5 or 6 years , when is something wrong paypal don't help me , why i used , have another credit company the process is mo... Read more Reviewed on: 10th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (174925)

Used PayPal for many years

Been using PayPal for many years & apart from a shortage or lack of communication channels when you really need them they are really good to use Reviewed on: 7th July 2026

Easy no hassle payment system and customer service

Easy no hassle payment system and customer service Reviewed on: 7th July 2026

Paypal great for bricks and clicks purchasing!

I have had a Paypal and Paypal credit account for a number of years and I find it the easiest method to pay when purchasing online, with Apple wallet or physically instore. If there ever has been a problem with an online purchase resolving through Paypal has been easy and efficient. Reviewed on: 7th July 2026

I have used PayPal for many years and have always be...

I have used PayPal for many years and have always been very impressed with their services. They have always offered me many offers that are totally recognised to me. Reviewed on: 7th July 2026

Excellent experience

My experience with paypal has been excellent. Its easy to use and more reliable to clients for sending money. Reviewed on: 7th July 2026

Great way to pay for things you buy on line.

Great way to pay for things you buy on line. Easy to you's pay pal credit and pay monthly. Reviewed on: 7th July 2026

Easy, fast, convenient and stress free payments.

Easy, fast, convenient and stress free payments. Nothing more to say. Reviewed on: 7th July 2026

So convenient and handy to use!

So convenient and handy to use when you need it. Used it several times for large purchases and will use again. Reviewed on: 7th July 2026

Paypal is useful for purchases from new places

Paypal is useful for purchases from new places, however I do not agree with the credit service not separating purchases into individual transactions as it means I cant choose what to pay off and when. Reviewed on: 7th July 2026

Best customer Services.

Best customer Services. Very easy to use and no issues at all in last 15 years. Reviewed on: 7th July 2026

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