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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (110016 reviews)

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4.90

Based on 110,016 reviews, last reviewed 18th May 2026

2728800% increase in 5 star reviews

in the past 90 days

8000% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Have used PayPal credit for years! Have used PayPal credit for years! It’s been a life saver! When I haven’t had the money in my bank but can use PayPal credit and pay it back when I ca... Read more Reviewed on: 18th May 2026

Latest lowest rating:

1

It’s far too easy to get this money, people need to... It’s far too easy to get this money, people need to realise that this is money that they have to pay back. Please only use this if you are financially... Read more Reviewed on: 18th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (110016)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Keep you informed

Always use PayPal credit, never had any issues, it keeps you informed on payments regularly so you never miss a payment Reviewed on: 7th May 2026

Simple, Convenient & Easy to Manage

Easy to use and very convenient for spreading the cost of purchases. Payments are easy to manage. A helpful option when you want a little more flexibility with larger purchases. Reviewed on: 7th May 2026

Good wide range of platforms now taking paypal now i...

Good wide range of platforms now taking paypal now including day to day Reviewed on: 7th May 2026

Easy to use with extra protection

I use take 3 and PayPal credit I find both service work well - Reviewed on: 7th May 2026

Easy and helpful

When you need help its easy to use and they are always happy to help Reviewed on: 7th May 2026

Quick and easy to take out credit with no hassles

I have always found taking out the credit option really easy and straightforward. You can easily keep a track of where you are, amend your payments or pay off early Reviewed on: 7th May 2026

great offers

Paypal works well for me, I especially like the pay in 3 offer they do! such great value for money. Reviewed on: 7th May 2026

Perfect and Fast service

Quick and easy, Widely accepted, easy to use Reviewed on: 7th May 2026

PayPal is a very good provider of various.

PayPal is a very good provider of various.services financial helps,different times of paying what you loan. Their customer service staff well knowledge,supportive and efficient. PPayPalare.quick to respond to any customers query. Reviewed on: 7th May 2026

Fast, reliable and super easy to use

PayPal is a great service, super fast and easy to use. Everything is handled quickly when needed, with no hassle. Really impressed with the experience and would definitely recommend. Reviewed on: 7th May 2026

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