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PayPal: PayPal Credit reviews

4.90
Based on 110,061 reviews, last reviewed 18th May 2026
2730700% increase in 5 star reviews
in the past 90 days
8050% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Security unmatched Papal has been my main source of payments for online purchases as the security level for purchases is unmatched Reviewed on: 18th May 2026
Emma S's avatar
Emma S

Latest lowest rating:

1

Taking credit limits off of people pushing their acc... Taking credit limits off of people pushing their accounts into debt is disgraceful Reviewed on: 18th May 2026
Stacey M's avatar
Stacey M

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (110061)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

5
Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Great other than wanting to cancel my credit account...

4
Great other than wanting to cancel my credit account easily, drew me back in to spending more money, but that may also be partially my doing Reviewed on: 7th May 2026

Always helpful if ever a problem.

5
Always helpful if ever a problem. Reviewed on: 7th May 2026

The pay in three option is brilliant!

5
The pay in three option is brilliant! Reviewed on: 7th May 2026

Fast, Secure, and Reliable Every Time

5
I love using PayPal because it’s fast, secure, and incredibly easy to use. Whether I’m shopping online or sending money, everything works smoothly and reliably. Their buyer protection and trusted service give me real peace of mind every time I use it. Reviewed on: 7th May 2026

Very useful financial tool:

5
I have been using PayPal for a number of years and have found that the payment options offered are very useful. I have found the credit facility especially beneficial in the purchase of a new phone almost a year ago and it has been going fine so far. The direct debit and monthly payments were easy to setup. Reviewed on: 7th May 2026

Good overall, easy to use and ideal for shopping onl...

4
Good overall, easy to use and ideal for shopping online on my phone Reviewed on: 7th May 2026

A useful back up

3
I really don't use payoal much but sometimes is very useful to have Reviewed on: 7th May 2026

Good custoemer services and support

5
Good custoemer services and support Reviewed on: 7th May 2026

Excellent customer service

5
Excellent customer service when you have a query on your account Reviewed on: 7th May 2026

PayPal - Excellent Service & Great Value

5
I’ve had a very positive experience using PayPal. It offers great value for money with secure and fast transactions, making online payments simple and convenient. The service is reliable, easy to use, and customer support has always been helpful and responsive whenever needed. I would definitely recommend PayPal to anyone looking for a trusted and efficient payment platform. Reviewed on: 7th May 2026